Bank bonuses are a soft credit pull and do not affect your credit score.
Brexbusiness checking
bonus$500Open a Brex business account by 2026-07-31, earn $500 gift card after completing the listed requirements. Bonus issued as $500 gift card by October 15, 2026 after completing $2,500 card spend or $50,000 deposit within 30 days of approval. Account must be kept open per the keep-open rule in the checklist below.
Four Leaf Federal Credit Unionpersonal checking
bonus$350up to $550 over 24 monthsDirect deposit of $500+ required for initial $350 bonus. Chexsystems sensitive — needs 0 or 1 ChexSystems inquiries in last 1-2 months. Soft pull. Formerly known as Bethpage Federal Credit Union. Two additional $100 bonuses available for sustaining $100+ monthly direct deposits for 12 and 24 months ($450 and $550 total).
Foundbusiness checking
bonus$250Two paths: $125 bonus for reaching a $5,000 balance within 30 days and maintaining it 30 days, OR $250 bonus for reaching a $2,500 balance within 30 days and maintaining it 30 days. No credit card funding. No direct deposit required. Soft pull.
FNBObusiness checking
bonus$250Open an FNBO Free Business Checking account using promo code 250BIZ by 2026-12-31, earn $250 after completing the listed requirements. Bonus posts within 31 days after depositing $1,000 or completing 10 qualifying debit card purchases. Account must be kept open per the keep-open rule in the checklist below.
Provident Credit Unionbusiness checking
bonus$475Open a Dividend Business Checking account with promo code SEED475 by July 31, 2026. Deposit $2,500+ total within 60 days, make $400+ in debit/credit card purchases for 2 consecutive months starting the month after opening, and enroll in online banking + eDocuments. New CA business members only (no Provident business account in the last 2 years).
Educators Credit Unionpersonal checking
bonus$350Open a new Educators Credit Union checking account using a referral code. Receive a direct deposit of $200+ within 60 days and qualify for Educators Member Loyalty within 60 days to earn the $350 bonus.
Wintrust Community Bankpersonal checking
bonus$500Open a checking account by 2026-11-03, earn $500 after completing the listed requirements. Bonus posts within 30 days after Qualification Period. Account must be kept open per the keep-open rule in the checklist below.
PSECUpersonal checking
bonus$300Direct deposit of $250+ required. Technically PA-only but open to anyone who joins Pennsylvania Recreation and Park Society (PRPS) for $20 ($10 back). Can fund up to $100 with Visa/Mastercard.
Huntington Bankpersonal checking
bonus$400up to $600 over 60 daysOpen a new Huntington Perks Checking account with a promo code and receive a direct deposit of $500+ within 90 days. Account must remain open 90+ days; bonus paid within 14 days of qualifying. Not available to existing or recently-closed customers.
Island Federal Credit Unionpersonal checking
bonus$400up to $600 over 2 monthsOpen a Cash Back Checking account by 2026-07-31 with promo code 600MORE, earn up to $600 after completing the listed requirements. Bonus posts within 90-120 days of account opening. Account must be kept open per the keep-open rule in the checklist below.
Regions Bankpersonal checking
bonus$400Open a new Regions LifeGreen Preferred Checking account, enroll in Online Banking within 90 days, and receive a qualifying direct deposit of $1,000+ via ACH within 90 days of account opening. A separate $50 referral bonus also exists but requires a referral code (not included here).
First Commonwealth Federal Credit Unionpersonal checking
bonus$400Open a Cashback Checking account with promo code EARN400 by August 31, 2026. Receive at least $1,000 in direct deposits each month for 2 consecutive months. Not eligible if you've had any ownership interest in an FCFCU account or membership within the previous 6 months.
4Front Credit Unionpersonal checking
bonus$400Open a new checking account using promo code 4Front400. No direct deposit required — maintain a $1.00+ balance and meet monthly account-activity criteria for 3 consecutive months.
Addition Financial Credit Unionpersonal checking
bonus$400Open a checking account and receive direct deposits within 90 days of opening; bonus tier depends on the account type opened (Free/Classic/Benefits) and the DD threshold met ($1,000/$1,000/$2,000, paying $200/$300/$400 respectively). Bonus paid 30 business days after qualifying.
South State Bankbusiness checking
bonus$400Open a SouthState Business Checking account using promo code LEVELUP by 2026-09-30, earn $400 after completing the listed requirements. Bonus posts within 90 days after completing 15 debit card transactions or $5,000 in ACH credits. Account must be kept open per the keep-open rule in the checklist below.
Republic Bankpersonal checking
bonus$400Open a new Republic Bank personal checking account. Complete 5 or more qualifying transactions (direct deposit $100+, bill pay debit $25+, POS debit $10+, or ACH debit $25+) in any one of the first 3 statement cycles. (Bonus amount conflicting between sources -- see ingestNotes.)
Wells Fargopersonal checking
bonus$400Open a Wells Fargo Everyday Checking account by August 18, 2026, earn $400 after receiving $1,000+ in qualifying electronic deposits within 90 days of account opening. Bonus posts within 30 days of meeting requirements. Account must be kept open per the keep-open rule in the checklist below.
PNC Bankbusiness checking
bonus$400up to $1,000 over 90 daysOpen a PNC Business Checking account by 9/30/26 (businesses with annual revenue under $10M only); earn $400 (maintain $2,000 avg ledger balance + 10 qualifying transactions per statement cycle, 3 cycles) or $1,000 via Treasury Enterprise Plan ($30,000 avg ledger balance, 3 cycles). Bonus posts within 90 days of qualifying.
Chasebusiness checking
bonus$400up to $500 over 60 daysOpen a new Chase Business Complete Checking account by 10/15/2026, earn $400 (with a $2,000 new-money deposit) or $500 (with a $10,000 new-money deposit) after completing the listed requirements. Bonus posts within 15 days. Account must be kept open per the keep-open rule in the checklist below.
Pittsfield Cooperative Bankpersonal checking
bonus$750Open an Interest Checking account with a $500 opening deposit. Set up direct deposit of $500+ each month for 6 consecutive months, sign up for debit card & uChoose Rewards, and make 25 debit card transactions during the cycle period to earn the $750 bonus.
Truistpersonal checking
bonus$500Open a Truist personal checking account by 2027-02-02, earn $500 after completing direct deposit and debit card requirements. Account must be kept open per the keep-open rule in the checklist below.
Capital Onepersonal checking
bonus$300Open a new 360 Checking account using promo code OFFER300 and set up and receive at least 2 qualifying direct deposits each of $500 or more within 75 days of account opening. Not eligible if you had a 360 Checking, Simply Checking, or Total Control Checking account on or after January 1, 2023.
SECU (Maryland)personal checking
bonus$350Open a SECU Total Checking & Rewards account by 8/31/26 (Maryland + DC/DE/PA/VA/WV residents; new members or existing members without checking), set up e-statements and receive 2+ qualifying payroll direct deposits within 90 days. Not eligible if you received a SECU checking bonus in the last 24 months. Bonus posts within 60 days.
MidFirst Bankpersonal checking
bonus$350Open a new MidFirst Bank consumer checking account (initial deposit $100+) in Arizona, the Tulsa OK area, or the Houston TX area, using promo code 2026-CK-AO, and receive direct deposits totaling $1,000+ within 90 days of account opening.
Frontwave Credit Unionpersonal checking
bonus$350Open checking and savings accounts the same day, enroll in eStatements, and receive recurring direct deposits/ACH totaling $1,000+ posting within a single calendar month, within 90 days of opening. Bonus paid to savings account within 120 days. Limited to San Diego, Riverside, Imperial, and San Bernardino counties (or SEG/military eligibility).
Teachers Federal Credit Unionpersonal checking
bonus$600Open a new Teachers Federal Credit Union checking account with promo code SMART600, enroll in eStatements and online banking, and receive $1,000+ in monthly direct deposits for 6 months to earn $600 ($100 per month). Account must be kept open per the checklist below. (A separate refer-a-friend bonus of $100 can be stacked but is not part of this headline.)
TruStone Financialpersonal checking
bonus$200up to $500 over 1 monthsOpen a new TruStone Financial checking account (no current or prior TruStone checking account). Earn tiered cash back for direct deposit within 60 days of opening: $200 at $1,000+, $300 at $2,500+, $450 at $5,000+, plus $50 for enrolling in eStatements ($500 max). Excludes business and trust accounts.
Truity Credit Unionpersonal checking
bonus$100Open a new Simple Checking account with promo code 100NEWCK26 by August 31, 2026. No direct deposit or transaction requirements are needed to receive the bonus. Limit one per household.
U.S. Bankpersonal checking
bonus$250up to $450 over 2 monthsOpen a U.S. Bank Smartly Checking account by 2026-09-08, earn up to $450 after completing the listed requirements. Bonus posts within 60 days of month-end. Account must be kept open per the keep-open rule in the checklist below.
Municipal Credit Unionpersonal checking
bonus$250up to $350 over 1 monthsOpen an Everyday Hero Checking account by December 31, 2026 and receive at least 3 Qualifying Direct Deposits within 90 days of opening, at least 1 every 30 days. Tiered payout: $150 ($1,000-$1,999.99 total DD), $250 ($2,000-$2,999.99), $350 ($3,000+). NYC residents/workers/NYS-federal employees only. Not eligible if any MCU checking bonus paid in the last 24 months.
Wells Fargobusiness checking
bonus$400up to $825 over 5 monthsOpen a Wells Fargo Initiate Business Checking account by September 8, 2026, earn up to $825 based on deposit tier reached by day 30 and maintained through day 60. Bonus posts within 30 days of meeting requirements. Account must be kept open per the keep-open rule in the checklist below.
Ameriprise Financialpersonal savings
bonus$300up to $900 over 4 monthsExisting Ameriprise customers only. Deposit $35,000. Works out to approximately 7.43% APY annualized when including the bonus and base interest rate. Soft pull.
Broadway Bankbusiness checking
bonus$300up to $1,000 over 120 daysOpen a new Advantage, Preferred, or Essentials Business Checking account. Deposit $2,000+ in new money within 30 days. Enroll in Business Online Banking and complete 10 qualifying transactions within 90 days. Maintain the average monthly balance tier for 120 days to earn the corresponding bonus ($300 at $2k-$24,999, $500 at $25k-$74,999, $1,000 at $75k+).
Flagstar Bankpersonal checking
bonus$400up to $500 over 3 monthsOpen a Flagstar personal checking account, earn up to $500 after completing the listed direct deposit requirements. Bonus posts within 91-104 days. Account must be kept open per the keep-open rule in the checklist below.
Navy Federal Credit Unionpersonal checking
bonus$200New member bonus. Monthly non-payroll ACH or payroll allotment totaling at least $500, recurring for at least 3 out of 4 consecutive months. Can fund up to $250 with credit card. Membership restricted to military/family.
Ally Investpersonal brokerage
bonus$200Open a brokerage account by 2026-12-31, earn $200 after completing the listed requirements. Bonus posts within 30 days after the 90-day hold. Account must be kept open per the keep-open rule in the checklist below.
S&T Bankbusiness checking
bonus$400up to $900Open a new S&T Bank Basic Business Checking account in PA or OH (in-branch). Fund with $2,000 within 5 business days for $400, or $25,000 within 5 business days for $600; balance must remain at that level through November 2, 2026. Optionally activate S&T Positive Pay and/or ACH Positive Pay by November 2, 2026 for an additional $300. Max combined bonus $900.
Chasepersonal checking
bonus$300up to $900 over 1 monthsOpen a new Chase Total Checking and Chase Savings account at the same time, earn up to $900: $300 for direct deposit into checking within 90 days, $200 for depositing $15,000 new money into savings within 30 days and maintaining for 90 days, plus an extra $400 combo bonus. Bonus posts within 15 days of completion.
PNC Bankpersonal checking
bonus$100up to $400 over 1 monthsReceive qualifying direct deposits totaling $2,000–$5,000 within 60 days. Bonus amount ($200 or $400) depends on location.
SoFipersonal checking
bonus$50up to $400 over 1 monthsOpen a SoFi Checking & Savings account and set up your first Direct Deposit during the promotion period (5/15/26-12/31/26): earn $50 for $1,000+ in cumulative Direct Deposits within 25 days, or $400 for $5,000+ within 25 days. Employer/payroll ACH only -- P2P transfers, checks, and non-employer ACH do not qualify. No monthly fees.
Bank of Americapersonal checking
bonus$100up to $500 over 1 monthsOpen a new Bank of America personal checking account online. Bonus depends on total qualifying direct deposits received within 90 days: $100 for $2,000+, $300 for $5,000+, $500 for $10,000+.
First Financial Bankpersonal checking
bonus$100Open a new First Financial Bank Simple Checking account using a referral link (referred individual must not have been the primary owner of a First Financial personal or business checking account in the past 12 months). Complete 2+ direct deposits totaling $500+ and 10+ debit card transactions of $10+ each within 90 days to earn the $100 referral bonus.
Associated Bankbusiness checking
bonus$100up to $750 over 90 daysTiered business checking bonus up to $750; full bonus requires a $20,000 deposit, with smaller bonuses available at lower deposit levels. Soft pull. Can fund up to $300 with a credit card.
Bankers Trustpersonal checking
bonus$400Open a checking account (BreakFree Checking Plus or Direct Checking Plus, in-branch only) by September 30, 2026, earn $400 after completing the listed requirements. Bonus posts within 75 days. Account must be kept open per the keep-open rule in the checklist below.
Webullpersonal brokerage
bonus$30Open a brokerage account by 2026-10-14, earn at least $30 in free fractional shares (10 shares valued $3–$300 each; up to $3,000) after depositing $100+. Bonus posts after deposit settles; claim in My Rewards within 30 days. Account must be kept open per the keep-open rule in the checklist below.
America First Credit Unionpersonal checking
bonus$350Open a new savings account and add a checking account ($150), then receive at least $1,000 in direct deposits within 60 days of account opening ($200) for a $350 total bonus.
Percapitapersonal checking
bonus$300Open a Percapita Cash Account by 2026-12-31, earn $300 after completing the listed requirements. Bonus posts monthly as $25/month for up to 12 months when spending $300+ per month on debit card. Account must be kept open per the keep-open rule in the checklist below.
Associated Bankpersonal checking
bonus$300up to $600 over 1 monthsOpen a personal Associated Bank checking account by 2026-08-31, earn up to $600 after completing the listed requirements. Bonus posts within 120 days of account opening. Account must be kept open per the keep-open rule in the checklist below.
MooMoopersonal savings
bonus$100up to $1,000 over 180 daysDeposit $100,000 into MooMoo Cash Account and hold for 60 days. Bonus paid as NVDA stock which can be immediately sold. No direct deposit required.
CIT Bankpersonal brokerage
bonus$25up to $750 over 60 daysOpen a brokerage account by no posted expiry, earn up to $750 after completing the listed requirements. Bonus posts within 30 days after the 60-day qualifying period. Account must be kept open per the keep-open rule in the checklist below.
CIT Bankpersonal IRA
bonus$25up to $750 over 60 daysOpen an IRA account by no posted expiry, earn up to $750 after completing the listed requirements. Bonus posts within 30 days after the 60-day qualifying period. Account must be kept open per the keep-open rule in the checklist below.
America First Credit Unionpersonal savings
bonus$150Open a savings account by no posted expiry, earn $150 after completing the listed requirements. Bonus posts within 60 days of meeting requirements. Account must be kept open per the keep-open rule in the checklist below.
Stashpersonal fintech
bonus$30Open a fintech (Stash Personal Portfolio) account by no posted expiry, earn $30 after completing the listed requirements. Bonus posts within N/A. Account must be kept open per the keep-open rule in the checklist below.
Alliant Credit Unionpersonal High-Yield Savings Account (Ultimate Opportunity Savings)
bonus$100Open The Ultimate Opportunity Savings Account via myalliant.com/suze by 2026-12-31, earn $100 after depositing $100+ each month for 12 consecutive months and ending at $1,200+. Bonus posts within about 4 weeks after the 12-month review. Account must be kept open per the keep-open rule in the checklist below.
E*TRADEpersonal IRA
bonus$50up to $5,000 over 365 daysOpen an E*TRADE IRA account by 2026-10-31, earn up to $5,000 after completing the listed requirements. Bonus posts within about 7 business days after the 60-day funding window. Account must be kept open per the keep-open rule in the checklist below.
E*TRADEpersonal brokerage
bonus$50up to $1,500 over 365 daysOpen an E*TRADE brokerage account by 2026-10-31, earn up to $1,500 after completing the listed requirements. Bonus posts within about 7 business days after the 60-day funding window. Account must be kept open per the keep-open rule in the checklist below.
Rhobusiness Refer a Friend
bonus$500Refer a business to Rho: the referred company opens a new Rho business checking account (must not have previously had a Rho account) and maintains an average monthly balance of at least $20,000 for 90 consecutive days within 90 days of account approval. Both the referrer and the new customer each earn $500.
Panacea Financialpersonal Refer a Friend
up to$250Refer a friend via the Panacea Referral Program (no posted expiry), earn up to $250 per qualified referral after the friend completes the listed product-specific requirements. Bonus posts to the referrer Panacea account. Closing rules do not apply to referral programs.
Grasshopper Bankbusiness Refer a Friend
bonus$200Refer a new (non-sole-proprietor) business that opens an eligible Grasshopper Bank account using your unique referral code and holds a minimum $2,000 balance on the 90th day of account opening to earn $200 per qualified friend (up to $2,400/year). Referred business also earns $200. No posted expiry.
BECUpersonal Refer a Friend
bonus$190Open a BECU checking and Member Share/Member Advantage savings account by 2026-08-31 using promo code REFER90TH plus a unique referral code, complete 10 qualifying transactions within 30 days of opening, and keep accounts open and in good standing for 90 days. Referrer earns $190; friend earns $100. Bonus posts within 120 days of qualifying account opening.
Desert Financial Credit Unionpersonal Refer a Friend
bonus$100Refer a new Desert Financial member who opens Membership Savings ($25 min) plus Free Checking or Desert Connect checking via your referral invite/form, receives at least one qualifying direct deposit and posts at least 30 checking transactions within 90 days. Both parties earn $100. No posted expiry.
SoFipersonal Refer a Friend
bonus$100Refer a friend to SoFi Checking and Savings: friend opens it as their first SoFi product via your referral link and deposits $50+ (settling within 21 days of clicking the link). Friend earns $50 (+$25 more if they also subscribe to SoFi Plus). You earn $75-$100 depending on your own SoFi Plus/direct-deposit/deposit status (+$25 more if your friend subscribes to SoFi Plus) - up to $125 total. Capped at $10,000/year in referral+DD bonuses combined. Promotion runs 6/24/26-12/31/26.
MooMoopersonal Refer a Friend
bonus$100Friend opens a Moomoo brokerage account via your referral link by 2026-07-31, nets ≥$500 deposit, and maintains average assets ≥$500 for 30 days. Referrer unlocks puzzle pieces for invites 1–12 (stated piece values $100–$350) or $100 NVDA stock per friend from invite 13+; invitee can claim a $25 Cash Reward (deposit ≥$500 within 14 days of claim). Invitee may also stack Welcome Bonus deposit tiers.
First Financial Bankpersonal Refer a Friend
bonus$100Refer a friend who opens an eligible First Financial Bank personal checking account using your unique referral link and, within 90 days, completes at least two direct deposits of $500+ each plus 10 debit card transactions of $10+ (non-ATM). Referrer and friend each earn a $100 Visa Virtual Reward (referrer capped at $500/calendar year). No posted expiry.
Fundrisepersonal Refer a Friend
up to$100Friend opens a new individual Fundrise account via your invite link and links a supported external funding source within 30 days of confirming the invite email. You and your friend each receive a Share Voucher ($25 / $50 / $100 based on inviter account value; max $900/year to inviter). Not available for IRA accounts.
Affinity Federal Credit Unionpersonal Refer a Friend
bonus$100Refer a friend to Affinity Federal Credit Union: friend opens a Cash Back Debit, Cash Back Plus, or High-Yield Checking account and sets up $500+/month in recurring direct deposits within 60 days of opening. Both referrer and friend earn $100 (up to $1,000/year, 10 referrals). Friend's bonus reverses if their account closes within 6 months.
Webullpersonal Refer a Friend
bonus$60Friend opens a new Webull brokerage account via your referral link by 2026-10-14 and deposits $100+. You earn 20 free fractional shares (min ~$60; each $3–$300); friend earns 10 shares (min ~$30). Claim in Promotion Center after deposit settles.
Coinbasepersonal Refer a Friend
bonus$20Friend signs up via your unique referral link as a new Coinbase customer and completes a qualifying transaction within the stated timeframe. Invitee reward on this offer: $20 in Bitcoin. Terms apply.
Acornspersonal Refer a Friend
bonus$5Refer a friend to Acorns: friend signs up as a new Acorns user via your referral link, opens an Acorns Invest account, and completes an initial deposit or investment of $5+ (excluding Round-Ups) from a linked bank account. Both you and your friend each receive a $5 Reward Shares investment - this is Acorns' standing evergreen rate (running since June 2025, no end date), confirmed live in the Acorns app 2026-07-25 ('Each friend will also get a $5 bonus investment'). Acorns ALSO stacks a rotating weekly milestone bonus on top for referring several friends within one specific week - the app's 2026-07-25 'Current offer' showed $1,100 for referring 4 friends in the window ending 7/26/2026 (matches the official terms' '$1,100 for 4 Acorns Referrals' tier exactly). That rotating tier is NOT the bonusAmount field here (it expires 7/26/26 and a different amount/window replaces it weekly) - see the keep_open/custom requirement below for its current snapshot.
HSBCpersonal checking
up to$5,000Needs $150,000 cash to start
Open a new HSBC Premier checking account by August 31, 2026, deposit/invest $150,000+ in new money within 20 days and maintain it for 3 full consecutive calendar months to earn a tiered bonus of $1,500-$5,000 (max at $1,000,000+). Bonus posts within 8 weeks of full qualification. Account must remain open and in good standing at payout.
TradeStationpersonal brokerage
up to$3,500Needs $5,000 cash to start
Open a brokerage account by 2026-07-31, earn up to $3,500 after completing the listed requirements. Bonus posts within about 10 business days after the qualification period. Account must be kept open per the keep-open rule in the checklist below.
Citibankbusiness checking
up to$2,000Needs $5,000 cash to start
Open a CitiBusiness checking account by October 6, 2026, earn $300-$2,000 depending on deposit tier after completing the listed requirements. Bonus posts within 30 days of the month-end you complete requirements. Account must be kept open per the keep-open rule in the checklist below.
ACNB Bankbusiness checking
up to$2,000Needs $10,000 cash to start
Tiered business checking bonus: maintain a $10,000 balance for 3 consecutive months for the $1,000 tier, or $25,000 for 3 consecutive months for the $2,000 tier. No direct deposit required. Soft pull. No credit card funding.
Capital Onepersonal savings
up to$1,500Needs $20,000 cash to start
360 Performance Savings. Deposit new money within 15 days of opening, maintain for 90 days after: $300/$20,000+, $750/$50,000+, $1,500/$100,000+. No DD, no fees, no credit card funding.
BMObusiness checking
up to$1,500Needs $4,000 cash to start
Open a BMO business checking account (Digital, Simple, Premium, or Elite Business Checking) by 2026-08-31, earn a bonus based on Average Collected Balance from Day 30-90: $400 at $4,000+, $750 at $25,000+, $1,000 at $50,000+, up to $1,500 at $100,000+. Bonus posts within approximately 120 days of account opening. Account must be kept open per the keep-open rule in the checklist below.
M&T Bankbusiness checking
up to$1,500Needs $5,000 cash to start
Open an M&T Business Checking account online or in branch by 9/30/26 (promo code BD auto-applies online), earn $300-$1,500 based on the Average Ledger Balance ($5k-$100k+) maintained in the 3rd full calendar month after opening. Bonus posts by the end of the 4th month. Account must be kept open per the keep-open rule in the checklist below.
BOK Financialbusiness checking
up to$1,500Needs $5,000 cash to start
Tiered CO-only business checking bonus, each tier requires maintaining the deposit for 60 days: $500 bonus for $5,000 deposit, $1,000 bonus for $25,000 deposit, $1,500 bonus for $100,000 deposit. Soft pull. No credit card funding.
Citipersonal savings
up to$1,500Needs $30,000 cash to start
Open a Citibank Regular Checking account by 10/26/2026, earn up to $1,500 after completing the listed requirements. Bonus posts within 90-120 days. Account must be kept open and in good standing for 120 days per the keep-open rule in the checklist below. Available in 41 states -- not available in CA, CT, DC, MD, NJ, NV, NY, VA, and only in select markets of FL/IL (a separate, higher Enhanced Direct Deposit offer covers those states/markets).
Citizens Bankbusiness checking
up to$1,500Needs $5,000 cash to start
Business checking bonus up to $1,500. Online offer language is targeted, but the bonus is reportedly available by applying in branch. No direct deposit required. Soft pull. No credit card funding.
U.S. Bankbusiness checking
up to$1,200Needs $5,000 cash to start
Tiered: Business Essentials account ($400) requires depositing $5,000 new money within 30 days and maintaining it for 60 days, plus 6 qualifying transactions. Platinum Business Checking ($1,200) requires depositing $25,000 new money within 30 days and maintaining it for 60 days, plus 6 qualifying transactions. Apply with promo code Q3DIG26 (offer valid 7/1/26-9/27/26). Excludes NY & FL (and any state without a branch, unless existing relationship).
Raisinpersonal HYSA
up to$1,200Needs $10,000 cash to start
Open a HYSA/CD via Raisin by 2026-07-31 with promo code SUMMER26, earn up to $1,200 after depositing and maintaining funds for 90 days (optional recurring deposits unlock the boost). Bonus posts within 30 days of meeting terms. Account must be kept open per the keep-open rule in the checklist below.
Huntington Bankbusiness checking
up to$1,000Needs $5,000 cash to start
Open a Huntington Unlimited Plus Business Checking account by 2026-10-14, earn $1,000 after completing the listed requirements ($400 tier available on Unlimited Business Checking with $5,000). Bonus posts within 14 days of completing requirements. Account must be kept open per the keep-open rule in the checklist below.
Chasepersonal IRA
up to$1,000Needs $5,000 cash to start
Open a Chase/J.P. Morgan Self-Directed Investing IRA by 2026-10-21, earn up to $1,000 after completing the listed requirements. Bonus posts within 15 days after requirements are met. Account must be kept open per the keep-open rule in the checklist below.
Merrill Edgepersonal brokerage
up to$1,000Needs $20,000 cash to start
Open a Merrill Cash Management Account (CMA) / brokerage by no posted expiry, earn up to $1,000 after completing the listed requirements. Bonus posts within about 2 weeks after the 90-day post-funding period. Account must be kept open per the keep-open rule in the checklist below.
Chasepersonal brokerage
up to$1,000Needs $5,000 cash to start
Open a Chase/J.P. Morgan Self-Directed Investing brokerage (General Investment) by 2026-10-21, earn up to $1,000 after completing the listed requirements. Bonus posts within 15 days after requirements are met. Account must be kept open per the keep-open rule in the checklist below.
Equity Bankbusiness checking
bonus$1,000Needs $20,000 cash to start
Requires a $20,000 deposit (hold period unclear, may not need to be sustained) plus a qualifying direct deposit of $1,000+. Soft pull. Can fund up to $2,500 with a credit card.
Merrill Edgepersonal IRA
up to$1,000Needs $20,000 cash to start
Open a Merrill IRA by no posted expiry, earn up to $1,000 after completing the listed requirements. Bonus posts within about 2 weeks after the 90-day post-funding period. Account must be kept open per the keep-open rule in the checklist below.
Bank of Texaspersonal checking
up to$850Needs $3,000 direct deposit to start
Open a Premier Checking (and optionally Personal Savings) account by 2026-09-30, earn up to $850 after completing the listed requirements. Bonus posts within 120 days of account opening. Account must be kept open per the keep-open rule in the checklist below.
Cambridge Savings Bankpersonal checking
bonus$800Needs $5,000 cash / $2,500 direct deposit to start
Open a new Cambridge Savings Bank personal checking account (Simple, Performance, Performance Plus, or CSB Achieve Checking -- Simple Checking for Students excluded) by September 30, 2026, earn up to $800 after completing the listed requirements. The $500 component posts within 2 months of the 3-month qualification window; the $300 component pays $25/month for up to 12 qualifying months. Account must be kept open through each qualification window per the checklist below.
First Merchants Bankbusiness checking
up to$750Needs $5,000 cash to start
Open a First Merchants Basic Business Checking account by 2026-12-31, earn up to $750 after depositing qualifying new money within 7 days. Bonus posts in the sixth month. Account must be kept open per the keep-open rule in the checklist below.
Bank of Coloradobusiness checking
bonus$750Needs $5,000 cash to start
Open a new Business Checking account in-branch in CO, NM, or AZ, deposit $5,000+ new money within 60 days, and make 15 debit card transactions. Bonus posts within 60 days. Account must be kept open per the keep-open rule in the checklist below.
Bank of Americabusiness checking
up to$750Needs $5,000 cash to start
Open a new Bank of America Business Advantage Relationship or Fundamentals Banking account online. Deposit new money within 30 days and maintain the daily balance from days 31-90: $5,000 deposit = $400 bonus, $15,000 deposit = $750 bonus. No direct deposit required.
Old National Bankpersonal checking
up to$600Needs $3,500 direct deposit to start
Open an ONB Everyday or Preferred Checking account by 2026-10-30, earn up to $600 after completing direct deposit requirements within 4 months. Bonus posts between 121st and 140th day. Account must be kept open per the keep-open rule in the checklist below.
Hancock Whitneybusiness checking
bonus$500Needs $5,000 cash to start
Open a new Business Checking account using promo link, deposit $5,000+ new money within 60 days, and make 10 qualifying transactions. Bonus posts within 60 days. Account must be kept open per the keep-open rule in the checklist below.
Fulton Bankbusiness checking
bonus$500Needs $5,000 cash to start
Open a new Fulton Bank Business Checking account by 2026-12-31, earn $500 after depositing $5,000 new money and enrolling in Online Statements within 60 days. Bonus posts in 4-6 weeks. Account must be kept open per the keep-open rule in the checklist below.
Citipersonal checking
up to$475Needs $3,000 direct deposit to start
Open a new Citibank Regular Checking account between April 14, 2026 and October 26, 2026. Complete at least 2 Enhanced Direct Deposits totaling $3,000+ within 90 calendar days of account opening for a $325 bonus. Residents of select states (CA, CT, DC, MD, NJ, NY, NV, VA — plus select markets in FL and IL) can earn $475 by completing $5,000+ in Enhanced Direct Deposits instead.
BMOpersonal checking
bonus$400Needs $4,000 direct deposit to start
Open a BMO Smart Advantage, Smart Money, or Relationship Checking account by September 8, 2026, earn $400 after completing the listed requirements. Bonus posts within 100 days. Account must be kept open per the keep-open rule in the checklist below.
Cambridge Savings Bankpersonal money market
bonus$400Needs $25,000 cash to start
Open a Relationship High-Yield Money Market account by 2026-09-30, earn $400 after completing the listed requirements. Bonus posts within about 2 months of the qualification period ending. Account must be kept open per the keep-open rule in the checklist below.
MIDFLORIDA Credit Unionpersonal checking
bonus$400Needs $4,000 direct deposit to start
Open a new MIDFLORIDA Free Checking account, enroll in Online Banking/eStatements and debit card, complete 40 debit card purchases, and receive cumulative direct deposits totaling $4,000 within 75 days of account opening for a $400 bonus.
Ally Investpersonal IRA
up to$301Needs $7,500 cash to start
Open an Ally Invest Self-Directed IRA by 2026-07-31, earn up to (3.5% of the 2026 age-50+ IRS contribution limit) after completing the listed requirements. Bonus posts within 90 days of contribution settlement. Account must be kept open per the keep-open rule in the checklist below.
Grasshopper Bankbusiness checking
bonus$300Needs $10,000 cash to start
Open an Innovator Business Checking account using promo code NI300 by 2026-07-31, earn $300 after completing the listed requirements. Bonus posts after maintaining an average daily balance of at least $10,000 during the maintenance period. Account must be kept open per the keep-open rule in the checklist below.
Webster Bankpersonal savings
bonus$300Needs $15,000 cash to start
Open a savings account by 2026-09-30, earn $300 after completing the listed requirements. Bonus posts within 30 days after the 90-day hold. Account must be kept open per the keep-open rule in the checklist below.
316 Financialpersonal savings
bonus$250Needs $5,000 cash to start
Open a 316 Savings account using promo code CCB by 2026-08-04, earn $250 after maintaining an average daily balance of at least $5,000 for 150 days. Bonus posts within 30 days after the 150-day requirement is met. Account must be kept open per the keep-open rule in the checklist below.
Robinhoodpersonal IRA
up to$225Needs $7,500 cash to start
Open a Robinhood self-directed IRA by no posted expiry, earn up to (3% Gold match on the 2026 under-50 IRS contribution limit) after completing the listed requirements. Bonus posts after deposits settle. Account must be kept open per the keep-open rule in the checklist below.
TD Bankpersonal savings
bonus$200Needs $10,000 cash to start
Open a new TD Signature or Simple Savings account by 2026-07-30. Deposit $10,000+ in new money within 20 days and maintain for 90 days. Keep account open for 6 months. Note: this is a targeted offer — availability is not guaranteed for all applicants.
Chasepersonal savings
up to$200Needs $5,000 cash to start
Open a savings account by 2026-10-14, earn $200 after completing the listed requirements. Bonus posts within 15 days after requirements. Account must be kept open per the keep-open rule in the checklist below.
Barclayspersonal High-Yield Savings Account (Tiered Savings)
bonus$200Needs $25,000 cash to start
Open a Barclays Tiered Savings account by 2026-07-31, earn $200 after depositing $25,000 within 30 days and maintaining that balance for 120 consecutive days. Bonus posts about 60 days after the hold. Account must be kept open per the keep-open rule in the checklist below.