Bank Bonus Tracker

Merrill Edge brokerage $1,000 Bonus

Personal account · Last verified Jul 26, 2026

Requirements

  • Enter offer code 1000BR when opening or enroll with an advisor
  • Fund with at least $20,000 qualifying net new assets within 45 days of opening
  • Maintain qualifying net new assets through day 90 after funding (tier based on balance then)
  • Be enrolled in BofA Rewards as of 90 days after funding (higher tier payout)
  • Keep the account open through the 90-day post-funding qualification period
  • Offer limited to eligible individual Cash Management Account (CMA) / brokerage; one CMA and one IRA bonus per accountholder in aggregate
  • BofA Rewards enrollment typically requires an open qualifying Bank of America checking account

Cash you need to float: $20,000

Timeline

  1. Fund the account within 45 days of opening.
  2. Maintain the qualifying balance/activity for 90 days.
  3. Keep the account open 90 days to avoid clawback or early-close fees.

Bonus tiers

  • $100 — $20,000–$49,999 qualifying net new assets: park $20,000, hold 90 days
  • $200 — $50,000–$99,999 qualifying net new assets: park $50,000, hold 90 days
  • $400 — $100,000–$249,999 qualifying net new assets: park $100,000, hold 90 days
  • $1,000 — $250,000+ qualifying net new assets: park $250,000, hold 90 days

Closing the account (what we verified)

  • Bonus typically posts within 14 days of completing requirements.
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Offer terms change; always confirm against the bank's current disclosure (source). Also see our guides.