E*TRADE High-Yield Savings Account (Premium Savings) $400 Bonus

Requirements

• Deposit $20,000+ net-new funds within 30 days of opening
• Maintain average daily balance meeting the $20,000 requirement for 45 days starting on day 31
• Open account using promo code SAVING26 between 6/5/26 and 9/30/26
• Lifetime limit of two new PSA cash bonus offers per customer; cannot combine with other PSA bonus offers
• No monthly fee on this account (unconditional)

Cash you need to float: $20,000

Timeline

1. Fund the account within 30 days of opening.
2. Maintain the qualifying balance/activity for 45 days.
3. Keep the account open 105 days to avoid clawback or early-close fees.

Bonus tiers

• $400 — Balance tier: park $20,000, hold 45 days

Closing the account (what we verified)

• Bonus typically posts within 30 days of completing requirements.
• Monthly fee: $0.

More E*TRADE bonuses

• E*TRADE IRA $5,000 bonus
• E*TRADE brokerage $1,500 bonus