E*TRADE Bank Bonuses
Every E*TRADE bonus below is pulled from our tracked deals database — exact requirements, deadlines, and closing rules, verified against the bank's own offer terms.
Best current offer: $5,000 (IRA) · Total cash to float across all E*TRADE deals: $22,000
Personal accounts
Open one new eligible E*TRADE retirement account (Traditional, Roth, Rollover, or Inherited IRA; Roth or Traditional Individual 401(k); SEP IRA; or SIMPLE IRA) using promo code RETIRE26 by 10/31/26 · Fund the account with $1,000+ in new money or securities from outside E*TRADE within 60 days of opening. Cash credit tiers run from $50 (at $1,000) to $5,000 (at $1,500,000+); E*TRADE advertises higher credits for deposits above $2,000,000. · Keep the deposited funds/securities in the account for a minimum of 12 months after the 60-day funding period ends, or the cash credit is surrendered and may be debited back · New E*TRADE clients only — this offer is for clients opening one new eligible retirement account, and each client is limited to a lifetime maximum of three new-account offers across all accounts · Assets moved in from an existing Morgan Stanley retirement or non-retirement account do NOT count toward the reward — funds must come from outside E*TRADE/Morgan Stanley · Only one account may be enrolled in one offer at a time; cannot be combined with any other E*TRADE offer, and lifetime cap of three new-account offers per client · Withdrawing or transferring out any deposit/asset during the 60-day funding window may lower or forfeit the cash credit entirely
Available nationwide
Expires Oct 31, 2026 · Verified Aug 13, 2026
Open one new E*TRADE self-directed brokerage (non-retirement) account using promo code OFFER26 by 10/31/26; must not have an existing E*TRADE account · Fund the account with $1,000+ in new money or securities from outside E*TRADE within 60 days of opening; cash credit tiers from $50 (at $1,000) up to $1,500 (at $500,000+) per marketed max · Keep the deposited funds/securities in the account for a minimum of 12 months after the 60-day funding period ends, or the cash credit may be surrendered
Available nationwide
Expires Oct 31, 2026 · Verified Jul 26, 2026
Deposit $20,000+ net-new funds within 30 days of opening · Maintain average daily balance meeting the $20,000 requirement for 45 days starting on day 31 · Open account using promo code SAVING26 between 6/5/26 and 9/30/26 · Lifetime limit of two new PSA cash bonus offers per customer; cannot combine with other PSA bonus offers · Keep the account open and in good standing through payout (~105 days from opening) — a closed, defaulted, or restricted account forfeits the not-yet-paid bonus · Net-new money only: transfers from other E*TRADE / Morgan Stanley Private Bank accounts do NOT count, and interest swept back out counts as an outflow · Premium Savings Account only — Checking, Max-Rate Checking, line of credit, IRA and brokerage accounts are ineligible; one PSA cash bonus offer at a time, not combinable · Promo code SAVING26 must be applied at account opening — single use only, cannot be added later · Letting the average daily balance fall below $20,000 during the Maintenance Period disqualifies you outright — no partial bonus
Available nationwide
Expires Sep 30, 2026 · Verified Aug 21, 2026
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