Percapita fintech $300 Bonus
Personal account · Expires Dec 31, 2026 · Last verified Aug 19, 2026
Requirements
- Spend $300 or more on the Percapita Visa Debit Card in each calendar month to earn $25 that month, for the first 12 months after account opening
- Keep the Cash Account open, active, and with a balance greater than $0 throughout each month a $25 incentive is earned
- CAPPED OFFER — only the first 7,000 new customers to open a Cash Account in the 4/16/2025-12/31/2026 window are eligible; the cap may already be exhausted
- New customers only — must never have previously opened a Percapita Cash Account
- Excluded from the $300 monthly spend: ATM cash withdrawals, cash substitutes (sports betting, casino chips, money orders, gift cards, prepaid cards, check cashing) and money movement (P2P or account funding transfers)
- Anti-gaming clause — suspected abuse or gaming forfeits all rights to any incentive payments
Timeline
- Complete all requirements within 365 days.
- Keep the account open 365 days to avoid clawback or early-close fees.
Bonus tiers
- $300 — $25/month x 12 months, each month you spend $300+ on the Percapita Visa Debit Card: park $0, hold 365 days
Closing the account (what we verified)
- Bonus typically posts within 10 days of completing requirements.
- Monthly fee: $0.
Other current bonuses
Offer terms change; always confirm against the bank's current disclosure (source). Also see our guides.