Bank Bonus Tracker

Percapita fintech $300 Bonus

Personal account · Expires Dec 31, 2026 · Last verified Aug 19, 2026

Requirements

  • Spend $300 or more on the Percapita Visa Debit Card in each calendar month to earn $25 that month, for the first 12 months after account opening
  • Keep the Cash Account open, active, and with a balance greater than $0 throughout each month a $25 incentive is earned
  • CAPPED OFFER — only the first 7,000 new customers to open a Cash Account in the 4/16/2025-12/31/2026 window are eligible; the cap may already be exhausted
  • New customers only — must never have previously opened a Percapita Cash Account
  • Excluded from the $300 monthly spend: ATM cash withdrawals, cash substitutes (sports betting, casino chips, money orders, gift cards, prepaid cards, check cashing) and money movement (P2P or account funding transfers)
  • Anti-gaming clause — suspected abuse or gaming forfeits all rights to any incentive payments

Timeline

  1. Complete all requirements within 365 days.
  2. Keep the account open 365 days to avoid clawback or early-close fees.

Bonus tiers

  • $300 — $25/month x 12 months, each month you spend $300+ on the Percapita Visa Debit Card: park $0, hold 365 days

Closing the account (what we verified)

  • Bonus typically posts within 10 days of completing requirements.
  • Monthly fee: $0.
Open account at Percapita ↗

Other current bonuses

Offer terms change; always confirm against the bank's current disclosure (source). Also see our guides.