PNC Bank checking $400 Bonus
Personal account · Expires Aug 31, 2026 · Last verified Jul 26, 2026
Requirements
- $5,000+ in qualifying direct deposits within 60 days (Performance Select, $400 tier)
- $2,000+ in qualifying direct deposits within 60 days (Performance Spend, $100 tier)
- Qualifying Direct Deposit definition and exclusions
- Ineligible if signer has signing authority on existing PNC checking, closed an account in past 90 days, or received a promo premium in past 24 months
- Monthly fee waived for the first three months on new accounts
- $25 Performance Select monthly fee waivable via $5,000+ avg balance, $5,000+ DD, or $25,000+ linked balance
- Maintain $5,000+ average monthly balance to waive the $25 Performance Select fee (alternative paths: $5,000+ DD or $25,000+ linked balance)
Timeline
- Complete all requirements within 60 days.
Bonus tiers
- $100 — Performance Spend (DD): park $0, DD $2,000
- $400 — Performance Select (DD): park $0, DD $5,000
Closing the account (what we verified)
- Bonus typically posts within 90 days of completing requirements.
- Monthly fee: $25 (waived: You can get this fee waived if you meet any of the following: - Average monthly balance of $5,000 or more - Qualifying direct deposits of $5,000 or more - $25,000 in linked eligible account).
More PNC Bank bonuses
Offer terms change; always confirm against the bank's current disclosure (source). Also see our guides.