PNC Bank checking $1,000 Bonus

Requirements

• Business Checking/Plus tier: maintain $2,000 average ledger balance for each of the first 3 statement cycles
• Business Checking/Plus tier: at least 10 total qualifying transactions within the first 3 statement cycles (reduced from 20 per 2026 refresh)
• Treasury Enterprise Plan/Analysis Checking tier: maintain $30,000 average ledger balance for each of the first 3 statement cycles
• Business must have annual revenue under $10 million to qualify

Cash you need to float: $2,000

Bonus tiers

• $400 — Business Checking -- $2,000 balance + 20 transactions: park $2,000, hold 90 days
• $1,000 — Treasury Enterprise Plan / Analysis Checking -- $30,000 balance: park $30,000, hold 90 days

Closing the account (what we verified)

• Bonus typically posts within 90 days of completing requirements.
• Monthly fee: $12 (waived: Maintain an average minimum monthly collected balance of $500, or make $1,000 in linked PNC business credit card purchases).

Availability

Available in: AL, CA, CO, DC, DE, FL, GA, IL, IN, KY, MA, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI, WV

More PNC Bank bonuses

• PNC Bank checking $400 bonus