CIT Bank IRA $750 Bonus

Requirements

• Must be an existing CIT Bank savings or eChecking customer
• Open the SDIA from the CIT Bank Self-Directed Investing offer link / online banking path
• Fund with new money not already on deposit at CIT Bank (min $1,000 for any bonus)
• Maintain the initial opening deposit for a 60-day qualifying period from account open date
• Keep SDIA open through the 60-day qualifying period (closing or withdrawing qualifying deposit voids bonus)
• CIT Bank savings or eChecking account must still be open at bonus payment time
• One bonus per CIT Bank customer; limited-time offer beginning December 5, 2024
• Eligible IRA account types: Roth IRA, Roth IRA-Rollover, Traditional IRA-Participant, or Traditional IRA-Rollover

Cash you need to float: $1,000

Timeline

1. Maintain the qualifying balance/activity for 60 days.
2. Keep the account open 60 days to avoid clawback or early-close fees.

Bonus tiers

• $25 — $1,000-$4,999 initial deposit: park $1,000, hold 60 days
• $50 — $5,000-$9,999 initial deposit: park $5,000, hold 60 days
• $100 — $10,000-$49,999 initial deposit: park $10,000, hold 60 days
• $200 — $50,000-$99,999 initial deposit: park $50,000, hold 60 days
• $350 — $100,000-$249,999 initial deposit: park $100,000, hold 60 days
• $750 — $250,000+ initial deposit: park $250,000, hold 60 days

Closing the account (what we verified)

• Bonus typically posts within 30 days of completing requirements.

More CIT Bank bonuses

• CIT Bank brokerage $750 bonus