Huntington Bank checking $1,000 Bonus
Business account · Expires Oct 14, 2026 · Last verified Jul 15, 2026
Requirements
- $1,000 tier: deposit $20,000+ in new money within 30 days, then maintain a $20,000+ daily balance for 60 days after meeting the deposit ($400 tier: $5,000 new money within 60 days, no hold)
- New money only — funds not already at Huntington; internal transfers don't count
- Keep the account open 90 days to be eligible for the bonus — avoid the $40/mo Unlimited Plus fee (waived with $50,000 total relationship balance or owner's eligible personal checking)
- New business checking customers only — existing Huntington checking customers (incl. fiduciary relationships) or checking closed within last 12 months are ineligible
- One Huntington cash incentive per rolling 24 months across all business AND consumer accounts
- Apply through the promotion page (online or in branch) so the promo code is claimed at opening
Cash you need to float: $20,000
Timeline
- Fund the account within 30 days of opening.
- Complete all requirements within 90 days.
- Maintain the qualifying balance/activity for 60 days.
- Keep the account open 90 days to avoid clawback or early-close fees.
Bonus tiers
- $400 — Unlimited Business Checking (or Unlimited Plus/Business Analyzed/Non Profit): $5,000 new money within 60 days + open 90 days: park $5,000
- $1,000 — Unlimited Plus Business Checking: $20,000 new money within 30 days, hold 60 days + open 90 days: park $20,000, hold 60 days
Closing the account (what we verified)
- Bonus typically posts within 14 days of completing requirements.
- Monthly fee: $40 (waived: Waived with $50,000 total deposit relationship balance, or a business owner's eligible personal Huntington checking account (Unlimited Plus)).
Availability
Available in: AL, AR, CO, FL, GA, IL, IN, KY, LA, MI, MN, MS, MO, NC, OH, OK, PA, SC, TN, TX, WV, WI
More Huntington Bank bonuses
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