Bankers Trust checking $400 Bonus

Requirements

• 2 direct deposits (ACH credits) or mobile deposits of $200+ each, within 60 days
• 25 debit transactions (ACH, bill pay, drafts, or debit card) within 60 days of account opening
• Must open in branch with $25 minimum deposit; not available to existing checking customers or those with an account in the last 6 months
• Keep account open 12 months — a $400 early closing fee applies if closed within 12 months of opening

Timeline

1. Complete all requirements within 60 days.
2. Keep the account open 365 days to avoid clawback or early-close fees.

Bonus tiers

• $400 — 25 debit transactions + 2 ACH/mobile deposits of $200+ within 60 days: park $0, DD $200

Closing the account (what we verified)

• Early-close fee: $400 if closed within 365 days of opening.
• Bonus typically posts within 75 days of completing requirements.
• Monthly fee: $15 (waived: BreakFree Checking: waived with 12+ debit card transactions/statement cycle).

Availability

Available in: AZ, IA, NE

Other current bonuses

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