Bank of Hawaii savings $300 Bonus

Requirements

• Open an eligible savings account (Regular Savings, Bonus Rate Savings, or Bankohana Bonus Rate Savings — the latter requires a Bankohana checking account, $500 minimum)
• $75 tier: deposit $5,000+ New Money within 30 days, maintain Daily Account Balance of $5,000+ from Day 31 through Day 90
• $150 tier: deposit $10,000+ New Money within 30 days, maintain Daily Account Balance of $10,000+ from Day 31 through Day 90
• $300 tier: deposit $20,000+ New Money within 30 days, maintain Daily Account Balance of $20,000+ from Day 31 through Day 90
• Qualifying deposits must come from outside Bank of Hawaii — internal BOH transfers, interest payments, and merchant credits/reversals don't count
• Limit one savings bonus per account per customer; ineligible if you received another BOH savings offer in 2024 or later
• Account must remain open and in good standing at the time the bonus is credited; closing within 180 days of opening triggers a $40 early closing fee

Cash you need to float: $5,000

Timeline

1. Fund the account within 30 days of opening.
2. Maintain the qualifying balance/activity for 60 days.
3. Keep the account open 180 days to avoid clawback or early-close fees.

Bonus tiers

• $75 — $5,000 New Money: park $5,000, hold 60 days
• $150 — $10,000 New Money: park $10,000, hold 60 days
• $300 — $20,000 New Money: park $20,000, hold 60 days

Closing the account (what we verified)

• Early-close fee: $40 if closed within 180 days of opening.
• Bonus typically posts within 30 days of completing requirements.
• Monthly fee: $5 (waived: Waived when you meet a minimum Daily Ledger Balance of $300 (Regular Savings) or $500 / $25 monthly deposit with no withdrawals (Bonus Rate Savings)).

Availability

Available in: HI

Other current bonuses

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