Bank Bonus Tracker

MIDFLORIDA Credit Union checking $400 Bonus

Personal account · Last verified Jul 26, 2026

Requirements

  • Receive cumulative direct deposits totaling $4,000 within 75 days of account opening
  • Complete 40 debit card purchases within 75 days
  • Enroll in Online Banking, eStatements, and debit card
  • Keep membership open 180 days to avoid the $5 Membership Cancellation Fee

Timeline

  1. Direct deposit ×1 totaling $4,000.
  2. Complete all requirements within 75 days.
  3. Keep the account open 180 days to avoid clawback or early-close fees.

Bonus tiers

  • $400 — $4,000 cumulative DD + 40 debit purchases, 75 days (bonus corrected 200->400 per DoC's most recent update note): park $0, DD $4,000, hold 75 days

Closing the account (what we verified)

  • Early-close fee: $5 if closed within 180 days of opening.
  • Monthly fee: $0.

Availability

Available in: FL

Open account at MIDFLORIDA Credit Union ↗

Other current bonuses

Offer terms change; always confirm against the bank's current disclosure (source). Also see our guides.