MIDFLORIDA Credit Union checking $400 Bonus
Personal account · Last verified Jul 26, 2026
Requirements
- Receive cumulative direct deposits totaling $4,000 within 75 days of account opening
- Complete 40 debit card purchases within 75 days
- Enroll in Online Banking, eStatements, and debit card
- Keep membership open 180 days to avoid the $5 Membership Cancellation Fee
Timeline
- Direct deposit ×1 totaling $4,000.
- Complete all requirements within 75 days.
- Keep the account open 180 days to avoid clawback or early-close fees.
Bonus tiers
- $400 — $4,000 cumulative DD + 40 debit purchases, 75 days (bonus corrected 200->400 per DoC's most recent update note): park $0, DD $4,000, hold 75 days
Closing the account (what we verified)
- Early-close fee: $5 if closed within 180 days of opening.
- Monthly fee: $0.
Availability
Available in: FL
Other current bonuses
Offer terms change; always confirm against the bank's current disclosure (source). Also see our guides.