Bank Bonus Tracker

Wells Fargo checking $400 Bonus

Personal account · Expires Aug 18, 2026 · Last verified Jul 26, 2026

Requirements

  • Receive $1,000+ in qualifying electronic deposits (ACH direct deposit, RTP/FedNow instant payment, or Visa/Mastercard electronic credit) within 90 days of account opening
  • New consumer checking customers only; not eligible if you received a Wells Fargo checking bonus in the past 12 months, are a WF employee, are a non-resident alien filing Form W-8, or are opening a Private Bank account
  • Account must remain open through the time the bonus is deposited (within 30 days of meeting requirements). $15/mo fee waived several ways (see closing.monthlyFee).

Timeline

  1. Direct deposit ×1 totaling $1,000.
  2. Complete all requirements within 90 days.

Bonus tiers

  • $400 — $1,000+ qualifying electronic deposits within 90 days: park $0, DD $1,000

Closing the account (what we verified)

  • Monthly fee: $15 (waived: $1,500 min daily balance, OR $5,000+ in qualifying deposit/investment balances, OR $500+ in qualifying electronic deposits, OR primary owner age 17-24, OR qualifying military DD).
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