Wells Fargo checking $825 Bonus

Requirements

• Open a new Wells Fargo Initiate Business Checking account (new business checking customers only)
• Deposit $2,500-$9,999 by day 30, maintain through day 60 -> $400 bonus
• Deposit $10,000-$24,999 by day 30, maintain through day 60 -> $550 bonus
• Deposit $25,000+ by day 30, maintain through day 60 -> $825 bonus
• Complete 5 or more qualifying posted transactions within 60 days (debit card purchases, bill pay, mobile/ATM/teller/ACH/wire deposits; Zelle, WF-to-WF transfers, RTP/FedNow, and OCT credits don't count)
• Cooldown: limit one business checking bonus per business entity or business owner within 24 months; not eligible if business closed a WF business checking account in the past 90 days
• Keep open through payout -- $15/mo fee (Initiate Business Checking), waived with $2,000 min daily balance or $5,000 combined balance or owning a Premier/Private Bank checking account

Cash you need to float: $2,500

Timeline

1. Fund the account within 30 days of opening.
2. Complete all requirements within 60 days.
3. Maintain the qualifying balance/activity for 60 days.
4. Keep the account open 60 days to avoid clawback or early-close fees.

Bonus tiers

• $400 — Tier 1 ($2,500-$9,999 balance): park $2,500, hold 60 days
• $550 — Tier 2 ($10,000-$24,999 balance): park $10,000, hold 60 days
• $825 — Tier 3 ($25,000+ balance): park $25,000, hold 60 days

Closing the account (what we verified)

• Monthly fee: $15 (waived: $2,000 min daily balance, OR $5,000 combined business deposit balance, OR own a Premier/Private Bank checking account).

More Wells Fargo bonuses

• Wells Fargo checking $400 bonus