Wells Fargo Bank Bonuses
Every Wells Fargo bonus below is pulled from our tracked deals database — exact requirements, deadlines, and closing rules, verified against the bank's own offer terms.
Best current offer: $825 (checking) · Total cash to float across all Wells Fargo deals: $2,500
Personal accounts
Receive $1,000+ in qualifying electronic deposits (ACH direct deposit, RTP/FedNow instant payment, or Visa/Mastercard electronic credit) within 90 days of account opening · New consumer checking customers only; not eligible if you received a Wells Fargo checking bonus in the past 12 months, are a WF employee, are a non-resident alien filing Form W-8, or are opening a Private Bank account · Account must remain open through the time the bonus is deposited (within 30 days of meeting requirements). $15/mo fee waived several ways (see closing.monthlyFee).
Available nationwide
Expires Aug 18, 2026 · Verified Jul 26, 2026
Business accounts
Open a new Wells Fargo Initiate Business Checking account (new business checking customers only) · Deposit $2,500-$9,999 by day 30, maintain through day 60 -> $400 bonus · Deposit $10,000-$24,999 by day 30, maintain through day 60 -> $550 bonus · Deposit $25,000+ by day 30, maintain through day 60 -> $825 bonus · Complete 5 or more qualifying posted transactions within 60 days (debit card purchases, bill pay, mobile/ATM/teller/ACH/wire deposits; Zelle, WF-to-WF transfers, RTP/FedNow, and OCT credits don't count) · Cooldown: limit one business checking bonus per business entity or business owner within 24 months; not eligible if business closed a WF business checking account in the past 90 days · Keep open through payout -- $15/mo fee (Initiate Business Checking), waived with $2,000 min daily balance or $5,000 combined balance or owning a Premier/Private Bank checking account
Available nationwide
Expires Sep 8, 2026 · Verified Jul 18, 2026
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