Bank Bonus Tracker

Chase IRA $1,000 Bonus

Personal account · Expires Oct 21, 2026 · Last verified Jul 26, 2026

Requirements

  • Enroll/open through the Chase investments offer page (required for this promo)
  • Fund with ≥$5,000 qualifying new money within 45 days of offer enrollment
  • Maintain new-money balance for 90 days from offer enrollment (tier set at day 45)
  • Keep account open and unrestricted through bonus payout
  • One SDI new-money bonus per customer / 12 months; first SDI account only (General Investment, Traditional IRA, or Roth IRA)

Cash you need to float: $5,000

Timeline

  1. Fund the account within 45 days of opening.
  2. Complete all requirements within 45 days.
  3. Maintain the qualifying balance/activity for 90 days.
  4. Keep the account open 90 days to avoid clawback or early-close fees.

Bonus tiers

  • $50 — $5,000–$24,999 new money: park $5,000, hold 90 days
  • $150 — $25,000–$99,999 new money: park $25,000, hold 90 days
  • $325 — $100,000–$249,999 new money: park $100,000, hold 90 days
  • $1,000 — $250,000+ new money: park $250,000, hold 90 days

Closing the account (what we verified)

  • Bonus typically posts within 15 days of completing requirements.
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More Chase bonuses

Offer terms change; always confirm against the bank's current disclosure (source). Also see our guides.