Regions Bank checking $400 Bonus
Personal account · Expires Dec 31, 2026 · Last verified Jul 26, 2026
Requirements
- Receive a qualifying direct deposit of $1,000+ via ACH within 90 days of account opening
- Enroll in Online Banking within 90 days
Timeline
- Complete all requirements within 90 days.
Bonus tiers
- $400 — LifeGreen Preferred Checking -- $1,000 DD via ACH: park $0, DD $1,000, hold 90 days
Closing the account (what we verified)
- Early-close fee: $25 if closed within 180 days of opening.
- Monthly fee: $18 (waived: Maintain a $5,000 average monthly statement balance in your LifeGreen Preferred Checking account. OR Have $25,000 in combined minimum deposit balances from all your Regions checking, savings, money markets, CDs and IRAs. OR Have $25,000 in combined minimum outstanding loan balances from your Regions personal installment loans, lines of credit, equity lines of credit, equity loans, direct loans and credit cards in good standing. OR Have certain qualifying first-lien home mortgage loans in good standing).
Availability
Available in: AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN, TX
Other current bonuses
Offer terms change; always confirm against the bank's current disclosure (source). Also see our guides.