Bank Bonus Tracker

Columbia Bank IRA $300 Bonus

Personal account · Last verified Oct 6, 2026

Requirements

  • Roll over at least $50,000 in new money (not previously held by Columbia Bank) into a new Traditional or Roth IRA CD, 182+ day term

Cash you need to float: $50,000

Timeline

  1. Maintain the qualifying balance/activity for 182 days.
  2. Keep the account open 182 days to avoid clawback or early-close fees.

Bonus tiers

  • $300: park $50,000, hold 182 days

Closing the account (what we verified)

  • Bonus clawback risk if closed within 182 days of opening.
  • Bonus typically posts within 30 days of completing requirements.

Availability

Available in: NJ, NY, PA

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Other current bonuses

Offer terms change; always confirm against the bank's current disclosure (source). Also see our guides.