Columbia Bank IRA $300 Bonus
Personal account · Last verified Oct 6, 2026
Requirements
- Roll over at least $50,000 in new money (not previously held by Columbia Bank) into a new Traditional or Roth IRA CD, 182+ day term
Cash you need to float: $50,000
Timeline
- Maintain the qualifying balance/activity for 182 days.
- Keep the account open 182 days to avoid clawback or early-close fees.
Bonus tiers
- $300: park $50,000, hold 182 days
Closing the account (what we verified)
- Bonus clawback risk if closed within 182 days of opening.
- Bonus typically posts within 30 days of completing requirements.
Availability
Available in: NJ, NY, PA
Other current bonuses
Offer terms change; always confirm against the bank's current disclosure (source). Also see our guides.