Associated Bank checking $600 Bonus

Requirements

• Receive recurring employer/government direct deposits totaling $500+ within 90 days of account opening
• Average daily balance across Associated deposit accounts, days 31-90, sets the tier: $1,000+ = $300, $5,000+ = $400, $10,000+ = $600
• Keep the account open 12 months -- Associated may deduct the bonus if closed within 12 months (Access Checking has no monthly maintenance fee)
• New customers only: no personal checking bonus in last 24 months and no Associated checking account in last 12 months
• Minimum opening deposit: $25 (Access Checking) or $100 (Balanced/Choice Checking)

Cash you need to float: $1,000

Timeline

1. Direct deposit ×1 totaling $500.
2. Complete all requirements within 90 days.
3. Maintain the qualifying balance/activity for 60 days.
4. Keep the account open 365 days to avoid clawback or early-close fees.

Bonus tiers

• $300 — $1,000-$4,999.99 avg daily balance days 31-90: park $1,000, DD $500, hold 60 days
• $400 — $5,000-$9,999.99 avg daily balance days 31-90: park $5,000, DD $500, hold 60 days
• $600 — $10,000+ avg daily balance days 31-90: park $10,000, DD $500, hold 60 days

Closing the account (what we verified)

• Bonus clawback risk if closed within 365 days of opening.
• Bonus typically posts within 120 days of completing requirements.
• Monthly fee: $0 (waived: Access Checking has no monthly maintenance fee; DoC notes a $4 fee unless opted into eStatements. Balanced ($9 under $2,500) and Choice ($25 under $10,000) tiers differ.).

Availability

Available in: IA, IL, IN, KS, MI, MN, MO, OH, WI

More Associated Bank bonuses

• Associated Bank checking $750 bonus