Capital One checking $500 Bonus

Requirements

• Anti-churn: ineligible if a Capital One Business checking account was open on/after Jan 1, 2025
• Apply online with promo code SBOFFER500
• Deposit $5,000-$29,999.99 from an external source within 30 days of account opening
• Maintain minimum end-of-day balance of $5,000-$29,999.99 for at least 60 of the first 90 days
• Make 10 qualifying electronic transactions within 90 days
• Bonus deposited within 45-60 days of meeting all requirements
• $15/mo fee waived with $2,000 minimum balance
• Maintain $2,000+ minimum balance to waive the $15/mo fee

Cash you need to float: $5,000

Timeline

1. Fund the account within 30 days of opening.
2. Maintain the qualifying balance/activity for 90 days.

Bonus tiers

• $500 — Balance + 10 transactions: park $5,000, hold 60 days

Closing the account (what we verified)

• Monthly fee: $15 (waived: waived with a minimum balance of $2,000).

More Capital One bonuses

• Capital One savings $1,500 bonus
• Capital One checking $300 bonus