Capital One savings $1,500 Bonus

Requirements

• Anti-churn: no 360 savings-family account since Jan 1, 2024
• Deposit must be new money from an external bank, not a Capital One internal transfer
• $300 tier: deposit $20,000+, hold 90 days after the 15-day funding window
• $750 tier: deposit $50,000+, hold 90 days after the 15-day funding window
• $1,500 tier: deposit $100,000+, hold 90 days after the 15-day funding window
• No monthly fee on this account (unconditional; early-termination-fee half of the original quote is captured in closing.earlyCloseFee instead)

Cash you need to float: $20,000

Timeline

1. Fund the account within 15 days of opening.
2. Maintain the qualifying balance/activity for 90 days.

Bonus tiers

• $300 — Deposit within 15 days, hold 90 days: park $20,000, hold 90 days
• $750 — Deposit within 15 days, hold 90 days: park $50,000, hold 90 days
• $1,500 — Deposit within 15 days, hold 90 days: park $100,000, hold 90 days

Closing the account (what we verified)

• Bonus typically posts within 60 days of completing requirements.
• Minimum balance to close: $0.
• Monthly fee: $0.

More Capital One bonuses

• Capital One checking $500 bonus
• Capital One checking $300 bonus