Robinhood IRA $225 Bonus

Requirements

• Open a self-directed Robinhood IRA (Robinhood Strategies managed IRAs are not eligible for the contribution match)
• Make eligible annual IRA contributions (up to IRS limits); Gold subscribers earn 3%, others 1%
• For the 3% rate: subscribe to Robinhood Gold (/mo) and keep Gold for at least 1 year after the first Gold match
• Hold the assets that earned the match in the IRA for at least 5 years or face an IRA Match Early Removal Fee
• Separate evergreen 1% match also applies to IRA transfers / 401(k) rollovers with no cap (not used as catalog bonusAmount — uncapped %)

Cash you need to float: $7,500

Timeline

1. Maintain the qualifying balance/activity for 1825 days.
2. Keep the account open 1825 days to avoid clawback or early-close fees.

Bonus tiers

• $75 — 1% non-Gold · max under-50 2026 (,500): park $7,500, hold 1825 days
• $225 — 3% Gold · max under-50 2026 (,500); age-50+ Gold max would be : park $7,500, hold 1825 days

Closing the account (what we verified)

• Bonus clawback risk if closed within 1825 days of the bonus posting.
• Bonus typically posts within 0 days of completing requirements.
• Monthly fee: $5 (waived: Gold /mo required only for the 3% contribution match; 1% match available without Gold).

Other current bonuses

• HSBC checking $5,000 bonus
• E*TRADE IRA $5,000 bonus
• TradeStation brokerage $3,500 bonus