Municipal Credit Union checking $350 Bonus

Requirements

• Receive at least 3 Qualifying Direct Deposits within 90 days of account opening (at least 1 every 30 days); tiered payout $150/$250/$350
• No MCU checking bonus paid in the last 24 months; not eligible if existing Everyday Hero Checking account as of 4/5/26

Timeline

1. Complete all requirements within 90 days.

Bonus tiers

• $150 — $1,000-$1,999.99 DD: park $0, DD $1,000, hold 90 days
• $250 — $2,000-$2,999.99 DD: park $0, DD $2,000, hold 90 days
• $350 — $3,000+ DD: park $0, DD $3,000, hold 90 days

Closing the account (what we verified)

• Monthly fee: $0.

Availability

Available in: NY

Other current bonuses

• HSBC checking $5,000 bonus
• E*TRADE IRA $5,000 bonus
• TradeStation brokerage $3,500 bonus