Bank Bonus Tracker

Chase savings $200 Bonus

Personal account · Expires Oct 14, 2026 · Last verified Jul 26, 2026

Requirements

  • New Chase savings customers only; no savings closed within 90 days or closed negative within 3 years
  • Limit one new savings opening bonus every two years
  • Deposit $5,000+ new money within 30 days of enrollment ($10,000+ for $200)
  • Maintain qualifying new-money balance for 90 days from enrollment
  • Keep account open and unrestricted through bonus payout — avoid $5/mo fee (waived with $300+ daily balance or other waivers)

Cash you need to float: $5,000

Timeline

  1. Fund the account within 30 days of opening.
  2. Complete all requirements within 90 days.
  3. Maintain the qualifying balance/activity for 90 days.

Bonus tiers

  • $100 — $5,000-$9,999.99 new money: park $5,000, hold 90 days
  • $200 — $10,000+ new money: park $10,000, hold 90 days

Closing the account (what we verified)

  • Bonus typically posts within 15 days of completing requirements.
  • Monthly fee: $5 (waived: Waived with $300+ beginning-day balance, $25+ Autosave from Chase checking, qualifying linked checking/Overdraft Protection, or owner under 25).
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