Chase savings $200 Bonus
Personal account · Expires Oct 14, 2026 · Last verified Jul 26, 2026
Requirements
- New Chase savings customers only; no savings closed within 90 days or closed negative within 3 years
- Limit one new savings opening bonus every two years
- Deposit $5,000+ new money within 30 days of enrollment ($10,000+ for $200)
- Maintain qualifying new-money balance for 90 days from enrollment
- Keep account open and unrestricted through bonus payout — avoid $5/mo fee (waived with $300+ daily balance or other waivers)
Cash you need to float: $5,000
Timeline
- Fund the account within 30 days of opening.
- Complete all requirements within 90 days.
- Maintain the qualifying balance/activity for 90 days.
Bonus tiers
- $100 — $5,000-$9,999.99 new money: park $5,000, hold 90 days
- $200 — $10,000+ new money: park $10,000, hold 90 days
Closing the account (what we verified)
- Bonus typically posts within 15 days of completing requirements.
- Monthly fee: $5 (waived: Waived with $300+ beginning-day balance, $25+ Autosave from Chase checking, qualifying linked checking/Overdraft Protection, or owner under 25).
More Chase bonuses
Offer terms change; always confirm against the bank's current disclosure (source). Also see our guides.