Bank of Texas checking $850 Bonus

Requirements

• Premier Checking ($650): $8,000+ in aggregate direct deposits within 90 days — P2P (Zelle) and bank-to-bank transfers do NOT count (Access Checking tier: $3,000 for $450)
• Savings add-on ($200): deposit $10,000 in new funds within 30 days, then keep balance at or above $10,000 from day 31 through day 90
• New customers only — not on any existing checking/Personal Savings account, none closed in past 180 days; limit one bonus per customer
• Primary address on the account must be in the San Antonio, TX MSA
• Keep account open and in good standing through payout (evaluated at day 90, credited within 30 more days) — Premier $25/mo fee waived first 2 cycles, then with $25k linked balances; Access fee $0 with online statements

Cash you need to float: $10,000

Timeline

1. Fund the account within 30 days of opening.
2. Direct deposit ×1 totaling $8,000.
3. Complete all requirements within 90 days.
4. Maintain the qualifying balance/activity for 60 days.
5. Keep the account open 120 days to avoid clawback or early-close fees.

Bonus tiers

• $450 — Access Checking: $3,000+ aggregate DD within 90 days: park $0, DD $3,000
• $650 — Premier Checking: $8,000+ aggregate DD within 90 days (also reachable as Access $450 + Savings $200): park $0, DD $8,000
• $850 — Premier Checking + Personal Savings: $8,000+ DD + $10,000 new funds held day 31-90: park $10,000, DD $8,000, hold 60 days

Closing the account (what we verified)

• Bonus typically posts within 120 days of completing requirements.
• Monthly fee: $25 (waived: Premier: waived first 2 statement cycles, then with $25,000+ in linked deposit accounts (or $50,000 combined banking/brokerage/credit balances). Access Checking: no fee with online statements.).

Availability

Available in: TX

Other current bonuses

• HSBC checking $5,000 bonus
• E*TRADE IRA $5,000 bonus
• TradeStation brokerage $3,500 bonus