Wintrust Community Bank checking $500 Bonus

Requirements

• Receive direct deposits totaling $2,000 or more each month for 2 consecutive calendar months
• Enroll in online banking & e-statements within the Qualification Period
• Enter promo code Builder when applying online or mention during in-branch opening
• Keep account open with balance > $0 through the Qualification Period ($10/mo fee waived with $2,500 avg daily balance)

Timeline

1. Direct deposit ×2 totaling $2,000.
2. Complete all requirements within 90 days.
3. Keep the account open 90 days to avoid clawback or early-close fees.

Bonus tiers

• $300 — Receive direct deposits totaling $500+ each month for 2 consecutive calendar months: park $0, DD $500
• $500 — Receive direct deposits totaling $2,000+ each month for 2 consecutive calendar months: park $0, DD $2,000

Closing the account (what we verified)

• Bonus clawback risk if closed within 90 days of opening.
• Bonus typically posts within 30 days of completing requirements.
• Monthly fee: $10 (waived: Waived with $2,500 average daily balance or $25,000 combined relationship balance).

Availability

Available in: IL, WI, FL, IN, MN

Other current bonuses

• HSBC checking $5,000 bonus
• E*TRADE IRA $5,000 bonus
• TradeStation brokerage $3,500 bonus