American Express checking $300 Bonus

Requirements

• $7,500+ in Qualifying Direct Deposits within 90 days of opening
• Qualifying Direct Deposit definition / exclusions
• Eligibility: current Amex Basic Consumer Card holders (primary or additional), or existing Amex High Yield Savings/CD customers
• Account must remain open and in good standing until bonus is awarded
• One Rewards Checking Account / one bonus per customer; not eligible if existing or prior account
• Bonus paid within 8-12 weeks of meeting requirements
• Account must be funded within 60 days to remain open (no monthly/minimum-balance/account-closing fee)

Timeline

1. Fund the account within 60 days of opening.
2. Direct deposit totaling $7,500.
3. Complete all requirements within 90 days.

Bonus tiers

• $300 — Direct deposit: park $0, DD $7,500

Closing the account (what we verified)

• Bonus clawback risk if closed within 0 days of the bonus posting.
• Bonus typically posts within 84 days of completing requirements.
• Monthly fee: $0.

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