American Express checking $300 Bonus
Personal account · Last verified Jul 26, 2026
Requirements
- $7,500+ in Qualifying Direct Deposits within 90 days of opening
- Qualifying Direct Deposit definition / exclusions
- Applicant eligibility restricted to existing Amex Basic Consumer Card holders with 3+ months tenure (unconfirmed for current $300 offer)
- Account must remain open and in good standing until bonus is awarded
- One Rewards Checking Account / one bonus per customer; not eligible if existing account
- Bonus paid within 8-12 weeks of meeting requirements
- No monthly fee on this account (unconditional -- no balance/DD required to keep it fee-free)
Timeline
- Complete all requirements within 60 days.
Bonus tiers
- $300 — Direct deposit: park $0, DD $7,500
Closing the account (what we verified)
- Bonus clawback risk if closed within 0 days of the bonus posting.
- Bonus typically posts within 84 days of completing requirements.
- Monthly fee: $0.
Other current bonuses
Offer terms change; always confirm against the bank's current disclosure (source). Also see our guides.