Bank Bonus Tracker

American Express checking $300 Bonus

Personal account · Last verified Jul 26, 2026

Requirements

  • $7,500+ in Qualifying Direct Deposits within 90 days of opening
  • Qualifying Direct Deposit definition / exclusions
  • Applicant eligibility restricted to existing Amex Basic Consumer Card holders with 3+ months tenure (unconfirmed for current $300 offer)
  • Account must remain open and in good standing until bonus is awarded
  • One Rewards Checking Account / one bonus per customer; not eligible if existing account
  • Bonus paid within 8-12 weeks of meeting requirements
  • No monthly fee on this account (unconditional -- no balance/DD required to keep it fee-free)

Timeline

  1. Complete all requirements within 60 days.

Bonus tiers

  • $300 — Direct deposit: park $0, DD $7,500

Closing the account (what we verified)

  • Bonus clawback risk if closed within 0 days of the bonus posting.
  • Bonus typically posts within 84 days of completing requirements.
  • Monthly fee: $0.
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Other current bonuses

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