Citibank checking $2,000 Bonus
Business account · Expires Oct 6, 2026 · Last verified Jul 14, 2026
Requirements
- Open a new CitiBusiness Streamlined or Flexible Checking Account in branch between July 8, 2026 and October 6, 2026, and ask a Citibank Business Specialist to enroll you in the Citi Checking Offer
- $300 tier: deposit $5,000+ in new-to-Citibank funds within 45 days of account opening, then maintain that balance for a further 45 days (days 46-90)
- $500 tier: deposit $20,000+ in new-to-Citibank funds within 45 days of account opening, then maintain that balance for a further 45 days (days 46-90)
- $1000 tier: deposit $50,000+ in new-to-Citibank funds within 45 days of account opening, then maintain that balance for a further 45 days (days 46-90)
- $1500 tier: deposit $100,000+ in new-to-Citibank funds within 45 days of account opening, then maintain that balance for a further 45 days (days 46-90)
- $2000 tier: deposit $200,000+ in new-to-Citibank funds within 45 days of account opening, then maintain that balance for a further 45 days (days 46-90)
- Not available to current CitiBusiness business checking customers, or anyone who had a CitiBusiness business checking account at any time in the previous 180 days
- Keep the account open and in good standing until the bonus is credited (within 30 days from the end of the month you complete all requirements). CitiBusiness Streamlined Checking's $15/mo fee is waived with a $5,000+ average monthly balance.
- Maintain a $5,000+ average monthly balance in the CitiBusiness Streamlined Checking account to waive the $15/month fee
- No credit card funding allowed
Cash you need to float: $200,000
Timeline
- Fund the account within 45 days of opening.
- Complete all requirements within 90 days.
- Maintain the qualifying balance/activity for 45 days.
Bonus tiers
- $300 — Deposit within 45 days, hold to day 90: park $5,000, hold 90 days
- $500 — Deposit within 45 days, hold to day 90: park $20,000, hold 90 days
- $1,000 — Deposit within 45 days, hold to day 90: park $50,000, hold 90 days
- $1,500 — Deposit within 45 days, hold to day 90: park $100,000, hold 90 days
- $2,000 — Deposit within 45 days, hold to day 90: park $200,000, hold 90 days
Closing the account (what we verified)
- Monthly fee: $15 (waived: waived with $5,000+ average monthly balance (CitiBusiness Streamlined Checking)).
Other current bonuses
Offer terms change; always confirm against the bank's current disclosure (source). Also see our guides.