Raisin HYSA $900 Bonus

Requirements

• Deposit at least $10,000 new money (within 14 days of initial deposit) and maintain for 90 days to earn the Welcome Bonus
• Enter promo code STACK at sign-up; new Raisin customers only, first deposit between 9/1/26 and 10/31/26
• Keep funds with partner banks for 90 days from the initial deposit date; early withdrawal can reduce the bonus

Cash you need to float: $10,000

Timeline

1. Fund the account within 14 days of opening.
2. Maintain the qualifying balance/activity for 90 days.
3. Keep the account open 90 days to avoid clawback or early-close fees.

Bonus tiers

• $40 — $10,000–$24,999 deposited: park $10,000, hold 90 days
• $100 — $25,000–$49,999 deposited: park $25,000, hold 90 days
• $200 — $50,000–$99,999 deposited: park $50,000, hold 90 days
• $425 — $100,000–$199,999 deposited: park $100,000, hold 90 days
• $900 — $200,000+ deposited: park $200,000, hold 90 days

Other current bonuses

• Citi IRA $5,000 bonus
• E*TRADE IRA $5,000 bonus
• Citi brokerage $5,000 bonus