Raisin HYSA $1,200 Bonus

Requirements

• New customers only — enter promo code SUMMER26 at sign-up; first deposit initiated by 7/31/26 11:59 PM ET
• Deposit $10,000–$200,000+ within 14 days of initial deposit (tiered base bonus $50–$1,000)
• Maintain deposited funds with partner banks on Raisin for 90 days
• Optional: set up recurring deposit within 14 days of initial deposit and execute ≥2 times within 90 days for boost ($10–$200 by tier)
• New customers only — not available if you already have a Raisin account or closed one within the past 12 months
• Keep funds on Raisin through the 90-day maintenance window — platform has no account fees

Cash you need to float: $10,000

Timeline

1. Fund the account within 14 days of opening.
2. Complete all requirements within 90 days.
3. Maintain the qualifying balance/activity for 90 days.
4. Keep the account open 90 days to avoid clawback or early-close fees.

Bonus tiers

• $60 — $50 base + $10 recurring: park $10,000, hold 90 days
• $150 — $125 base + $25 recurring: park $25,000, hold 90 days
• $300 — $250 base + $50 recurring: park $50,000, hold 90 days
• $600 — $500 base + $100 recurring: park $100,000, hold 90 days
• $1,200 — $1,000 base + $200 recurring: park $200,000, hold 90 days

Closing the account (what we verified)

• Bonus typically posts within 30 days of completing requirements.
• Monthly fee: $0.

Other current bonuses

• HSBC checking $5,000 bonus
• E*TRADE IRA $5,000 bonus
• TradeStation brokerage $3,500 bonus