Citizens Bank savings $1,800 Bonus
Personal account · Expires Nov 15, 2026 · Last verified Oct 16, 2026
Requirements
- Must open a first new Citizens personal checking account (One Deposit, EverValue, Quest, Student, or Private Client) and the new savings account on the same day
- Eligibility: primary signer must not have been a signer on another Citizens personal checking account in the prior 6 months; one offer per consumer; Citizens Private Bank Checking/Savings and Citizens Access Online Savings excluded
- Make one single deposit of at least $15,000 in new money into the new savings account within 10 business days of opening, from an external source ($40,000+ to reach the top tier)
- Maintain the qualifying end-of-day daily balance ($15,000-$39,999.99 for $50, or $40,000+ for $150) each calendar month to earn that month's bonus, for up to 12 monthly qualification periods
- Keep the savings account open and in good standing through each monthly payout date -- avoid the $4.99/mo fee on One Deposit Savings (waived with one deposit per statement period or a $200 minimum daily balance; also waived under 25 or 65+)
Cash you need to float: $15,000
Timeline
- Fund the account within 10 days of opening.
- Maintain the qualifying balance/activity for 365 days.
Bonus tiers
- $600 — $15,000-$39,999.99 end-of-day daily balance -- $50/month for up to 12 months: park $15,000, hold 365 days
- $1,800 — $40,000+ end-of-day daily balance -- $150/month for up to 12 months: park $40,000, hold 365 days
Closing the account (what we verified)
- Monthly fee: $5 (waived: Waived with one deposit per statement period, or a $200 minimum daily balance, or account owner under 25 or 65+).
Availability
Available in: CT, DC, DE, FL, MA, MD, MI, NH, NJ, NY, OH, PA, RI, VT, VA
More Citizens Bank bonuses
Offer terms change; always confirm against the bank's current disclosure (source). Also see our guides.