Citizens Bank Bank Bonuses
Every Citizens Bank bonus below is pulled from our tracked deals database — exact requirements, deadlines, and closing rules, verified against the bank's own offer terms.
Best current offer: $1,800 (savings) · Total cash to float across all Citizens Bank deals: $20,000
Personal accounts
Must open a first new Citizens personal checking account (One Deposit, EverValue, Quest, Student, or Private Client) and the new savings account on the same day · Eligibility: primary signer must not have been a signer on another Citizens personal checking account in the prior 6 months; one offer per consumer; Citizens Private Bank Checking/Savings and Citizens Access Online Savings excluded · Make one single deposit of at least $15,000 in new money into the new savings account within 10 business days of opening, from an external source ($40,000+ to reach the top tier) · Maintain the qualifying end-of-day daily balance ($15,000-$39,999.99 for $50, or $40,000+ for $150) each calendar month to earn that month's bonus, for up to 12 monthly qualification periods · Keep the savings account open and in good standing through each monthly payout date -- avoid the $4.99/mo fee on One Deposit Savings (waived with one deposit per statement period or a $200 minimum daily balance; also waived under 25 or 65+)
Available in: CT, DC, DE, FL, MA, MD, MI, NH, NJ, NY, OH, PA, RI, VT, VA
Expires Nov 15, 2026 · Verified Oct 16, 2026
Business accounts
Deposit and maintain funds through end of promo period ($5k/$15k/$30k/$100k tiers) · Make five qualifying transactions within two months
Available in: CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT, VA, DC, MD, FL
Expires Nov 30, 2026 · Verified Sep 9, 2026
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