Panacea Financial Refer a Friend — $250 per friend
Referral program · Last verified Jul 26, 2026
Friend gets $25
Requirements
- Referrer must be an existing Panacea Financial customer; friend must be new to Panacea
- HYSA path: friend opens/funds High-Yield Savings with ≥$25 and keeps it open ≥1 month ($25 referrer / $25 friend)
- Student loan refinance path: $250 referrer reward per $100,000+ refinance
- Personal loan path: $100 referrer reward per $7,500+ PRN Personal Loan
- No stated cap on number of referrals; rewards deposit to referrer Panacea Checking
Bonus tiers
- $25 — HYSA: friend opens/funds ≥$25, open ≥1 month — referrer $25 / friend $25: park $25, hold 30 days
- $100 — PRN Personal Loan: $100 per $7,500+ loan: park $7,500
- $250 — Student Loan Refinance: $250 per $100,000+ refinance: park $100,000
Other current offers
Offer terms change; always confirm against the bank's current disclosure (source). Also see our guides.