Citi checking $475 Bonus

Requirements

• Complete at least 2 Enhanced Direct Deposits totaling $3,000+ within 90 days of account opening (for the $325 bonus)
• Select States (CA, CT, DC, FL, IL, MD, NJ, NY, NV, VA): Complete 2+ Enhanced Direct Deposits totaling $5,000+ within 90 days of opening for $475
• New checking customers only (no Citibank checking account in the last 365 days)

Timeline

1. Fund the account within 90 days of opening.
2. Direct deposit totaling $3,000.
3. Complete all requirements within 60 days.

Bonus tiers

• $325 — $3,000+ in Enhanced Direct Deposits within 90 days: park $0, DD $3,000, hold 90 days
• $475 — $5,000+ in Enhanced Direct Deposits within 90 days (Select States Only): park $0, DD $5,000, hold 90 days

Closing the account (what we verified)

• Bonus typically posts within 120 days of completing requirements.
• Monthly fee: $15 (waived: Waived in month of opening + 3 months after, or each month with $250+ in Enhanced Direct Deposits, or Relationship Tier).

Availability

Available in: CA, CT, DC, MD, NJ, NY, NV, VA

More Citi bonuses

• Citi savings $1,500 bonus