Citi savings $1,500 Bonus

Requirements

• Deposit new-to-Citibank funds within 45 days of opening, then maintain minimum balance for an additional 45 days (46th-90th day)
• Must not have owned a Citi Regular Checking or Access Checking account in the last 365 days
• Keep the Checking Account open and in good standing for 120 days from account opening

Cash you need to float: $30,000

Timeline

1. Fund the account within 45 days of opening.
2. Maintain the qualifying balance/activity for 45 days.
3. Keep the account open 120 days to avoid clawback or early-close fees.

Bonus tiers

• $500 — $30,000+ balance held for 45 days: park $30,000, hold 45 days
• $1,500 — $200,000+ balance held for 45 days: park $200,000, hold 45 days

Closing the account (what we verified)

• Bonus clawback risk if closed within 120 days of opening.
• Bonus typically posts within 120 days of completing requirements.
• Monthly fee: $15 (waived: Regular Checking monthly service fee of $15 is waived if combined average monthly balance is $30,000+ or with $250+ in Enhanced Direct Deposits during the statement period, or if in a Relationship Tier).

Availability

Available in: AK, AL, AR, AZ, CO, DE, GA, HI, IA, ID, IN, KS, KY, LA, MA, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, WA, WI, WV, WY

More Citi bonuses

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