Citi Bank Bonuses
Citi was one of the easier bonuses I've done — I split my paycheck's direct deposit to land $250 at a time, and after four deposits I'd hit the $1,000 target and the bonus posted. The thing to watch is the $15 monthly fee: I got charged once before closing, so track your safe-to-close date and don't leave the account sitting open longer than you need to. Heads up that you may need to close by phone or in a branch rather than online.
Best current offer: $5,000 (IRA) · Total cash to float across all Citi deals: $100,000
Personal accounts
Enroll by phone — call your Financial Advisor or the National Investor Center at 1-833-350-2258 between 10/1/2026 and 12/31/2026 (no self-serve enrollment) · Fund the CPWM account with at least $50,000 in New-to-Citi Funds — funding window 10/1/2026 to 12/31/2026 for the October 2026 cohort · New-to-Citi Funds only — money already held at Citibank checking/savings or an existing CPWM account before 10/1/2026 does not qualify · Enroll in (or stay enrolled in) eDelivery of statements through the end of the Account Funding Period · Maintain the New-to-Citi Funds through the Maintain Funds deadline — 1/31/2027 for the October 2026 funding cohort · Individual/joint non-retirement brokerage account (this row). Ineligible: corporate/entity, most trusts, estate, UGMA/UTMA, 529, Citi Wealth Builder, Citi Self Invest, insurance/annuities · Account must be open and in good standing when the bonus is credited — by 5/1/2027 for the October 2026 cohort · Limit one bonus per enrollment, and a hard cap of two CPWM cash bonuses per calendar year across all CPWM accounts · Cannot be combined with any other Citi offer · Anti-gaming clause — CPWM may deny bonus eligibility or payment for quick withdrawals after a bonus, structured deposits/withdrawals, or opening accounts solely for incentives
Available nationwide
Expires Dec 31, 2026 · Verified Oct 9, 2026
Enroll by phone — call your Financial Advisor or the National Investor Center at 1-833-350-2258 between 10/1/2026 and 12/31/2026 (no self-serve enrollment) · Fund the CPWM account with at least $50,000 in New-to-Citi Funds — funding window 10/1/2026 to 12/31/2026 for the October 2026 cohort · New-to-Citi Funds only — money already held at Citibank checking/savings or an existing CPWM account before 10/1/2026 does not qualify · Enroll in (or stay enrolled in) eDelivery of statements through the end of the Account Funding Period · Maintain the New-to-Citi Funds through the Maintain Funds deadline — 1/31/2027 for the October 2026 funding cohort · Individual/joint non-retirement brokerage account (this row). Ineligible: corporate/entity, most trusts, estate, UGMA/UTMA, 529, Citi Wealth Builder, Citi Self Invest, insurance/annuities · Account must be open and in good standing when the bonus is credited — by 5/1/2027 for the October 2026 cohort · Limit one bonus per enrollment, and a hard cap of two CPWM cash bonuses per calendar year across all CPWM accounts · Cannot be combined with any other Citi offer · Anti-gaming clause — CPWM may deny bonus eligibility or payment for quick withdrawals after a bonus, structured deposits/withdrawals, or opening accounts solely for incentives
Available nationwide
Expires Dec 31, 2026 · Verified Oct 9, 2026
Recently ended Citi offers
Tracking one of these? The tracker watches your deadlines and safe-to-close dates. New to bonuses? Start with the guides.