Citi Bank Bonuses
Citi was one of the easier bonuses I've done — I split my paycheck's direct deposit to land $250 at a time, and after four deposits I'd hit the $1,000 target and the bonus posted. The thing to watch is the $15 monthly fee: I got charged once before closing, so track your safe-to-close date and don't leave the account sitting open longer than you need to. Heads up that you may need to close by phone or in a branch rather than online.
Best current offer: $1,500 (savings) · Total cash to float across all Citi deals: $30,000
Personal accounts
Deposit new-to-Citibank funds within 45 days of opening, then maintain minimum balance for an additional 45 days (46th-90th day) · Must not have owned a Citi Regular Checking or Access Checking account in the last 365 days · Keep the Checking Account open and in good standing for 120 days from account opening
Available in: AK, AL, AR, AZ, CO, DE, GA, HI, IA, ID, IN, KS, KY, LA, MA, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, WA, WI, WV, WY
Expires Oct 26, 2026 · Verified Jul 26, 2026
Complete at least 2 Enhanced Direct Deposits totaling $3,000+ within 90 days of account opening (for the $325 bonus) · Select States (CA, CT, DC, FL, IL, MD, NJ, NY, NV, VA): Complete 2+ Enhanced Direct Deposits totaling $5,000+ within 90 days of opening for $475 · New checking customers only (no Citibank checking account in the last 365 days)
Available in: CA, CT, DC, MD, NJ, NY, NV, VA
Expires Oct 22, 2026 · Verified Jul 22, 2026
Tracking one of these? The tracker watches your deadlines and safe-to-close dates. New to bonuses? Start with the guides.