Citi Bank Bonuses
Citi was one of the easier bonuses I've done — I split my paycheck's direct deposit to land $250 at a time, and after four deposits I'd hit the $1,000 target and the bonus posted. The thing to watch is the $15 monthly fee: I got charged once before closing, so track your safe-to-close date and don't leave the account sitting open longer than you need to. Heads up that you may need to close by phone or in a branch rather than online.
Best current offer: $5,000 (brokerage) · Total cash to float across all Citi deals: $130,000
Personal accounts
Enroll by phone — call your Financial Advisor or the National Investor Center at 1-833-350-2258 between 7/1/2026 and 9/30/2026 (no self-serve enrollment) · Fund the CPWM account with at least $50,000 in New-to-Citi Funds — funding must be initiated by 9/30/2026 and completed by 10/31/2026 for the August 2026 cohort · New-to-Citi Funds only — money already held at Citibank checking/savings or an existing CPWM account before 7/1/2026 does not qualify · Enroll in (or stay enrolled in) eDelivery of statements through the end of the Account Funding Period · Maintain the New-to-Citi Funds through the Maintain Funds deadline — 11/30/2026 for the August 2026 funding cohort · Individual/joint non-retirement brokerage account (this row). Ineligible: corporate/entity, most trusts, estate, UGMA/UTMA, 529, Citi Wealth Builder, Citi Self Invest, insurance/annuities · Account must be open and in good standing when the bonus is credited — by 3/1/2027 for the August 2026 cohort · Limit one bonus per enrollment, and a hard cap of two CPWM cash bonuses per calendar year across all CPWM accounts · Cannot be combined with any other Citi offer · Anti-gaming clause — CPWM may deny bonus eligibility or payment for quick withdrawals after a bonus, structured deposits/withdrawals, or opening accounts solely for incentives
Available nationwide
Expires Sep 30, 2026 · Verified Aug 19, 2026
Enroll by phone — call your Financial Advisor or the National Investor Center at 1-833-350-2258 between 7/1/2026 and 9/30/2026 (no self-serve enrollment) · Fund the CPWM account with at least $50,000 in New-to-Citi Funds — funding must be initiated by 9/30/2026 and completed by 10/31/2026 for the August 2026 cohort · New-to-Citi Funds only — money already held at Citibank checking/savings or an existing CPWM account before 7/1/2026 does not qualify · Enroll in (or stay enrolled in) eDelivery of statements through the end of the Account Funding Period · Maintain the New-to-Citi Funds through the Maintain Funds deadline — 11/30/2026 for the August 2026 funding cohort · IRAs and SEPs are explicitly eligible (this row); other retirement plan accounts are excluded, as are corporate/entity, most trusts, estate, UGMA/UTMA, 529, Citi Wealth Builder, Citi Self Invest and insurance/annuity accounts · Account must be open and in good standing when the bonus is credited — by 3/1/2027 for the August 2026 cohort · Limit one bonus per enrollment, and a hard cap of two CPWM cash bonuses per calendar year across all CPWM accounts · Cannot be combined with any other Citi offer · Anti-gaming clause — CPWM may deny bonus eligibility or payment for quick withdrawals after a bonus, structured deposits/withdrawals, or opening accounts solely for incentives
Available nationwide
Expires Sep 30, 2026 · Verified Aug 19, 2026
Deposit new-to-Citibank funds within 45 days of opening, then maintain minimum balance for an additional 45 days (46th-90th day) · Must not have owned a Citi Regular Checking or Access Checking account in the last 365 days · Keep the Checking Account open and in good standing for 120 days from account opening
Available in: AK, AL, AR, AZ, CO, DE, GA, HI, IA, ID, IN, KS, KY, LA, MA, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, WA, WI, WV, WY
Expires Oct 26, 2026 · Verified Jul 26, 2026
Complete at least 2 Enhanced Direct Deposits totaling $3,000+ within 90 days of account opening (for the $325 bonus) · Select States (CA, CT, DC, FL, IL, MD, NJ, NY, NV, VA): Complete 2+ Enhanced Direct Deposits totaling $5,000+ within 90 days of opening for $475 · New checking customers only (no Citibank checking account in the last 365 days)
Available in: CA, CT, DC, MD, NJ, NY, NV, VA
Expires Oct 22, 2026 · Verified Jul 22, 2026
Tracking one of these? The tracker watches your deadlines and safe-to-close dates. New to bonuses? Start with the guides.