Bank Bonus Tracker

U.S. Bank checking $1,200 Bonus

Business account · Expires Sep 27, 2026 · Last verified Jul 18, 2026

Requirements

  • Open a new U.S. Bank Business Essentials or Platinum Business Checking account with promo code Q3DIG26
  • Platinum: deposit $25,000 new money within 30 days, maintain for 60 days
  • Platinum: complete 6 qualifying transactions
  • Business Essentials: deposit $5,000 new money within 30 days, maintain for 60 days
  • Business Essentials: complete 6 qualifying transactions
  • Can fund account with a credit card up to $3,000
  • Excludes NY & FL (and branchless states without an existing relationship)
  • Keep account open -- Business Essentials has $0 monthly fee; Platinum's $30/mo fee is waived via merchant account or qualifying balance thresholds

Cash you need to float: $5,000

Timeline

  1. Fund the account within 30 days of opening.
  2. Maintain the qualifying balance/activity for 60 days.

Bonus tiers

  • $400 — Business Essentials: park $5,000, hold 60 days
  • $1,200 — Platinum Business Checking: park $25,000, hold 60 days

Closing the account (what we verified)

  • Monthly fee: $0.
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