U.S. Bank checking $1,200 Bonus
Business account · Expires Sep 27, 2026 · Last verified Jul 18, 2026
Requirements
- Open a new U.S. Bank Business Essentials or Platinum Business Checking account with promo code Q3DIG26
- Platinum: deposit $25,000 new money within 30 days, maintain for 60 days
- Platinum: complete 6 qualifying transactions
- Business Essentials: deposit $5,000 new money within 30 days, maintain for 60 days
- Business Essentials: complete 6 qualifying transactions
- Can fund account with a credit card up to $3,000
- Excludes NY & FL (and branchless states without an existing relationship)
- Keep account open -- Business Essentials has $0 monthly fee; Platinum's $30/mo fee is waived via merchant account or qualifying balance thresholds
Cash you need to float: $5,000
Timeline
- Fund the account within 30 days of opening.
- Maintain the qualifying balance/activity for 60 days.
Bonus tiers
- $400 — Business Essentials: park $5,000, hold 60 days
- $1,200 — Platinum Business Checking: park $25,000, hold 60 days
Closing the account (what we verified)
- Monthly fee: $0.
More U.S. Bank bonuses
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