Spruce fintech $100 Bonus
Personal account · Expires Sep 30, 2026 · Last verified Sep 12, 2026
Requirements
- Receive $500+ in qualifying direct deposits (employer or government benefits ACH only) within 45 days of opening
- Must be a new Spruce customer; not available if opened via a referral link
- Account must not be closed or restricted at the time the bonus pays out
Timeline
- Direct deposit totaling $500.
- Complete all requirements within 45 days.
Closing the account (what we verified)
- Bonus typically posts within 14 days of completing requirements.
- Monthly fee: $0.
Other current bonuses
Offer terms change; always confirm against the bank's current disclosure (source). Also see our guides.