Live Oak Bank savings $300 Bonus

Requirements

• Fund the new account with at least $20,000 (from an external institution) by 10/16/2026
• Maintain a balance of at least $20,000 for 90 consecutive days
• Limit one bonus per Tax Identification Number (TIN) per promotional period; new account opening subject to bank approval
• Account must not be closed or restricted at the time of payout

Cash you need to float: $20,000

Timeline

1. Maintain the qualifying balance/activity for 90 days.

Bonus tiers

• $300: park $20,000, hold 90 days

Closing the account (what we verified)

• Bonus typically posts within 45 days of completing requirements.
• Monthly fee: $0.

Other current bonuses

• Citi brokerage $5,000 bonus
• Citi IRA $5,000 bonus
• E*TRADE IRA $5,000 bonus