Bank Bonus Tracker

First Commonwealth Federal Credit Union checking $400 Bonus

Personal account · Expires Aug 31, 2026 · Last verified Jul 21, 2026

Requirements

  • $1,000/month DD for 2 consecutive months
  • No FCFCU membership/account in last 6 months
  • Promo code EARN400 + Digital Banking enrollment required
  • Open/good standing at payout

Timeline

  1. Direct deposit ×2 totaling $1,000.
  2. Complete all requirements within 90 days.

Bonus tiers

  • $400: park $0, DD $1,000

Closing the account (what we verified)

  • Early-close fee: $20 if closed within 90 days of opening.
  • Bonus typically posts within 30 days of completing requirements.
  • Monthly fee: $0.

Availability

Available in: PA, NJ

Open account at First Commonwealth Federal Credit Union ↗

Other current bonuses

Offer terms change; always confirm against the bank's current disclosure (source). Also see our guides.