Bank Bonus Tracker

Chase checking $900 Bonus

Personal account · Last verified Jul 22, 2026

Requirements

  • Have direct deposit made into new checking account within 90 days of coupon enrollment
  • Deposit at least $15,000 of new money into new savings account within 30 days of coupon enrollment
  • Maintain at least $15,000 balance in new savings account for 90 days from coupon enrollment
  • Keep account open and unrestricted at time of bonus payout 15 days after requirements met

Cash you need to float: $15,000

Timeline

  1. Fund the account within 30 days of opening.
  2. Direct deposit ×1 totaling $500.
  3. Complete all requirements within 90 days.
  4. Maintain the qualifying balance/activity for 90 days.
  5. Keep the account open 180 days to avoid clawback or early-close fees.

Bonus tiers

  • $300 — Open Chase Total Checking and receive a qualifying direct deposit within 90 days ($300 checking bonus): park $0, DD $500
  • $200 — Open Chase Savings, deposit $15,000 new money within 30 days and maintain for 90 days ($200 savings bonus): park $15,000, hold 90 days
  • $900 — Open both Chase Total Checking + Savings at the same time and complete requirements for both ($400 extra bonus = $900 total): park $15,000, DD $500, hold 90 days

Closing the account (what we verified)

  • Bonus typically posts within 15 days of completing requirements.
  • Monthly fee: $15 (waived: Chase Total Checking fee ($15/mo) waived with $500+ direct deposit or $1,500+ daily balance; Chase Savings fee ($5/mo) waived with $300+ balance).
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