U.S. Bank Bank Bonuses
Every U.S. Bank bonus below is pulled from our tracked deals database — exact requirements, deadlines, and closing rules, verified against the bank's own offer terms.
Best current offer: $1,200 (checking) · Total cash to float across all U.S. Bank deals: $5,000
Personal accounts
Two or more direct deposits within 90 days totaling $3,000-$4,999.99 (earns $250), $5,000-$7,999.99 (earns $350), or $8,000+ (earns $450) · Enroll in the U.S. Bank Mobile App or online banking within 90 days of account opening · Use promo code 2024JUL at account opening; not eligible if you have/had a U.S. Bank consumer checking account or received a U.S. Bank checking bonus in the last 12 months · Keep open with a positive balance to receive the bonus -- avoid the $12/mo fee via $1,500+ DD, $1,500+ avg balance, business-checking ownership, qualifying group membership, Smart Rewards Gold+, or a Bank Smartly Visa Signature/State Farm card
Available nationwide
Expires Sep 8, 2026 · Verified Jul 22, 2026
Business accounts
Open a new U.S. Bank Business Essentials or Platinum Business Checking account with promo code Q3DIG26 · Platinum: deposit $25,000 new money within 30 days, maintain for 60 days · Platinum: complete 6 qualifying transactions · Business Essentials: deposit $5,000 new money within 30 days, maintain for 60 days · Business Essentials: complete 6 qualifying transactions · Can fund account with a credit card up to $3,000 · Excludes NY & FL (and branchless states without an existing relationship) · Keep account open -- Business Essentials has $0 monthly fee; Platinum's $30/mo fee is waived via merchant account or qualifying balance thresholds
Available nationwide
Expires Sep 27, 2026 · Verified Jul 18, 2026
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