TD Bank savings $200 Bonus

Requirements

• Deposit $10,000+ in new money within 20 days of opening and maintain for 90 additional days
• New savings customers only (no savings/MM account in last 12 months, never received a savings bonus)
• Account must remain open for 6 months (180 days) from opening to avoid bonus clawback

Cash you need to float: $10,000

Timeline

1. Fund the account within 20 days of opening.
2. Maintain the qualifying balance/activity for 90 days.
3. Keep the account open 180 days to avoid clawback or early-close fees.

Bonus tiers

• $200 — Deposit $10,000+ and maintain for 90 days: park $10,000, hold 90 days

Closing the account (what we verified)

• Bonus clawback risk if closed within 180 days of opening.
• Bonus typically posts within 180 days of completing requirements.
• How to close: phone — Also in-store, or signed+notarized written request; balance must be at zero first..
• Minimum balance to close: $0.
• Monthly fee: $15 (waived: Waived with $10,000 minimum daily balance or linked eligible TD checking account).

Availability

Available in: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA

Other current bonuses

• HSBC checking $5,000 bonus
• E*TRADE IRA $5,000 bonus
• TradeStation brokerage $3,500 bonus