Bank Bonus Tracker

SoFi fintech $400 Bonus

Personal account · Expires Dec 31, 2026 · Last verified Aug 2, 2026

Requirements

  • Receive $5,000+ in eligible direct deposits within 25 days of your first eligible direct deposit to earn the max $400 bonus (tiered: $1,000-$4,999.99 earns $50)
  • Account must be open and in good standing at the time the bonus is paid
  • Available to new and existing SoFi members who have never previously set up direct deposit with SoFi; limited to one bonus per member

Timeline

  1. Direct deposit totaling $5,000.
  2. Complete all requirements within 25 days.

Bonus tiers

  • $50 — $50 bonus for $1,000-$4,999.99 in eligible direct deposits within 25 days: park $0, DD $1,000
  • $400 — $400 bonus for $5,000+ in eligible direct deposits within 25 days: park $0, DD $5,000

Closing the account (what we verified)

  • Bonus typically posts within 7 days of completing requirements.
  • Monthly fee: $0.
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