SoFi fintech $400 Bonus
Personal account · Expires Dec 31, 2026 · Last verified Aug 2, 2026
Requirements
- Receive $5,000+ in eligible direct deposits within 25 days of your first eligible direct deposit to earn the max $400 bonus (tiered: $1,000-$4,999.99 earns $50)
- Account must be open and in good standing at the time the bonus is paid
- Available to new and existing SoFi members who have never previously set up direct deposit with SoFi; limited to one bonus per member
Timeline
- Direct deposit totaling $5,000.
- Complete all requirements within 25 days.
Bonus tiers
- $50 — $50 bonus for $1,000-$4,999.99 in eligible direct deposits within 25 days: park $0, DD $1,000
- $400 — $400 bonus for $5,000+ in eligible direct deposits within 25 days: park $0, DD $5,000
Closing the account (what we verified)
- Bonus typically posts within 7 days of completing requirements.
- Monthly fee: $0.
More SoFi bonuses
Offer terms change; always confirm against the bank's current disclosure (source). Also see our guides.