Ally Invest IRA $301 Bonus

Requirements

• Existing Ally customer (Bank, Auto, and/or Invest) with no Ally Invest IRA opened as of 3/31/2026
• Open first Ally Invest Self-Directed Traditional or Roth IRA via this offer page between 3/31/2026 and 7/31/2026 (Rollover/Robo/Simple/inherited IRAs not eligible)
• Make cash IRA contributions for tax year 2025/2026 that settle by 12/31/2026 (up to IRS annual limit; ACH/wire/check/One Ally Transfer)
• Rollovers, IRA transfers, recharacterizations, and conversions do NOT earn the match
• Keep eligible contributions and the 3.5% match in the original IRA for 24 months from contribution settlement
• Account must remain open and in good standing when the match is paid (posts within ~90 days of settlement)

Cash you need to float: $7,500

Timeline

1. Maintain the qualifying balance/activity for 730 days.
2. Keep the account open 730 days to avoid clawback or early-close fees.

Bonus tiers

• $262 — 3.5% of 2026 under-50 limit (,500) ≈ .50: park $7,500, hold 730 days
• $301 — 3.5% of 2026 age-50+ limit (,600) = : park $8,600, hold 730 days

Closing the account (what we verified)

• Bonus clawback risk if closed within 730 days of funding.
• Bonus typically posts within 90 days of completing requirements.
• Monthly fee: $0.

More Ally Invest bonuses

• Ally Invest brokerage $200 bonus