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MooMoo Bank Bonuses

Every MooMoo bonus below is pulled from our tracked deals database — exact requirements, deadlines, and closing rules, verified against the bank's own offer terms.

Best current offer: $1,000 (savings) · Total cash to float across all MooMoo deals: $100,000

Personal accounts

  • savings — $1,000 bonus

    Deposit cash and maintain qualifying balance in MooMoo account · Keep account open through full hold period (up to 180 days for top tier); bonus paid in NVDA stock and frozen during lockup

    Available nationwide

    Verified Jul 10, 2026

  • Refer a Friend — $100 bonus

    Friend opens via your referral link; new MFI brokerage customer, US resident 18+ with SSN · Friend completes minimum net deposit of $500 (deposit − withdraw) · Friend maintains average assets of $500+ for 30 days · Referral relationship expires in 30 days if friend does not deposit · Invitee optional: claim locked $25 Cash Reward then deposit ≥$500 within 14 days of claim

    Available nationwide

    Expires Jul 31, 2026 · Verified Jul 27, 2026

Tracking one of these? The tracker watches your deadlines and safe-to-close dates. New to bonuses? Start with the guides.