Four Leaf Federal Credit Union Bank Bonuses
I'm working through Four Leaf's offer myself right now — and it's not a one-and-done bonus. It pays in three tiers over two years ($350 up front, then $100 at 12 months and another $100 at 24 months), and each tier needs your direct deposit to still be flowing. Worth it if you'll keep a recurring paycheck here long-term; a poor fit if you close accounts fast after the first payout.
Best current offer: $550 (checking)
Personal accounts
New customer / anti-churn restriction · Open Free Checking, Smart Checking, or Student Checking between Feb 2, 2026 and Dec 31, 2026 · Qualifying Direct Deposit of $500+ within 90 days of account opening (First $350 bonus) · Qualifying Direct Deposit continues for 12 consecutive months (Second $100 bonus) · Qualifying Direct Deposit continues for 24 consecutive months (Third $100 bonus) · Qualifying Direct Deposit definition / exclusions · One new checking account bonus per person; account must remain open in good standing · Each bonus tier paid within 60 days of qualifying
Available nationwide
Expires Dec 31, 2026 · Verified Jul 26, 2026
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