Betterment Bank Bonuses
Every Betterment bonus below is pulled from our tracked deals database — exact requirements, deadlines, and closing rules, verified against the bank's own offer terms.
Best current offer: $2,000 (brokerage) · Total cash to float across all Betterment deals: $2,000
Personal accounts
Enroll in Betterment's Tiered Investing Reward offer by 11/30/2026 · Make a net Qualified Deposit of at least $1,000 to qualify for the lowest reward tier · Qualifying deposit must be made within 45 days of enrollment (the Offer Period) · Must be a new Betterment client, OR an existing client with a $0 balance across all Betterment managed investing accounts as of 5/1/2026, OR an existing client with no managed investing retail account (only Cash Reserve/Checking/self-directed/401k) · Excluded: joint/trust investing accounts, self-directed investing accounts, Cash Reserve accounts, 401(k) accounts, and Advisor Solutions clients · Reward cannot be combined with other Betterment investing offers · Keep net deposits + reward in the Eligible Account for 3 years after the Reward Date, or a prorated Early Removal Fee applies on withdrawal below the qualifying tier
Available nationwide
Expires Nov 30, 2026 · Verified Oct 25, 2026
Enroll in Betterment's Tiered Investing Reward offer by 11/30/2026 · Make a net Qualified Deposit of at least $1,000 to qualify for the lowest reward tier · Qualifying deposit must be made within 45 days of enrollment (the Offer Period) · Must be a new Betterment client, OR an existing client with a $0 balance across all Betterment managed investing accounts as of 5/1/2026, OR an existing client with no managed investing retail account (only Cash Reserve/Checking/self-directed/401k) · Excluded: joint/trust investing accounts, self-directed investing accounts, Cash Reserve accounts, 401(k) accounts, and Advisor Solutions clients · Reward cannot be combined with other Betterment investing offers · Keep net deposits + reward in the Eligible Account for 3 years after the Reward Date, or a prorated Early Removal Fee applies on withdrawal below the qualifying tier · Eligible accounts include traditional, Roth, and SEP IRAs · Reward placement priority: (1) Roth IRA, (2) traditional IRA, (3) SEP IRA, (4) highest-balance taxable account
Available nationwide
Expires Nov 30, 2026 · Verified Oct 25, 2026
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